Lauren Smith, WalletHub Staff Writer
@laurenellesmith
Credit card companies typically report to the credit bureaus at the end of a billing cycle, which is usually every 28-31 days. Creditors usually report a cardholder’s payment history, account status, balance and credit limit.
When the Top 10 Credit Card Companies Report to Credit Bureaus
Credit Card Company | When They Typically Report |
Monthly, within 5 days of statement date | |
Monthly, within days of statement date | |
Monthly, on statement date or within days after | |
Monthly, within days of statement date | |
Monthly, 30 days from statement date | |
Monthly, within days of statement date | |
Monthly, within days of statement date | |
Monthly, within days of statement date | |
Monthly, within days of statement date | |
Monthly, within days of statement date |
New credit cards are usually reported within 30 to 60 days from when you open the account. However, the exact date depends on the company’s reporting schedule.
The credit bureaus generally report the information when they receive it. Credit monitoring services can notify you when there are changes to your report.
You can check your credit report and your credit score as well as sign up for credit monitoring for free here at WalletHub.

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