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How does WalletHub work?

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WalletHub, Financial Company

@WalletHub • 01/10/24

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WalletHub is dedicated to helping people reach Top WalletFitness™ so they can enjoy life instead of worrying about money. To that end, we strive to make the complex simple and to provide each user with a personalized level of care.

WalletHub uses your TransUnion credit report to show you your free credit score, the VantageScore 3.0. This score was invented by all three credit bureaus and is used by over 2,000 lenders across the country.

And although WalletHub is the first truly free provider to update your credit score on a daily basis, we consider that just an appetizer. We’ve also built the brain of an artificially intelligent financial advisor that will truly leave your wallet full. WalletHub’s brain performs three primary functions, providing:

Customized credit-improvement advice
Personalized savings alerts
24/7 wallet surveillance

In addition to that we've recently introduced the Premium and Premium+ plans that include identity theft insurance, dark web monitoring, and premium credit report features along with the ones provided for free with a Basic plan. You can explore the features that come with each plan on the Upgrade page.

You can access all of these cool features on wallethub.com or on our award-winning app for iOS or Android.

This answer was last updated on 01/10/24 and it was first published on 12/07/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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