Hi! Thanks for writing. The higher your credit score, the lower your interest rate. Usually, a credit score in the low to mid 700's or above gets the best rates. However, depending on your circumstances, you could qualify for a regular mortgage with a credit score in the 600’s. Also, if you qualify for an FHA loan, you could have a score in the 500’s. Here is more info about FHA loans: https://www.fha.com/fha_credit_requirements. If you are turned down at one lender, it’s worth it to try another. Best wishes to you, and I hope you can get a house if you are looking to do that!
You can qualify for an FHA at a score of 620. And even less – 570 with a qualifying VA loan.
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