Grace Enfield, Content Writer
@grace_enfield
No, NetCredit does not approve everyone. To qualify for a NetCredit personal loan, you need to be at least 18 years old, have at least bad credit and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved.
NetCredit Personal Loan Requirements
- Age Requirement: 18+
- Credit Score Requirement: Bad credit
- Income Requirement: Not disclosed
- Citizenship Requirement: U.S. citizen or permanent resident
- Bank Account Requirement: Verifiable bank account
- Identification Requirement: Social Security number
- Residency Requirement: Live in one of the 36 states where NetCredit operates
For more information, check out the full NetCredit personal loan review on WalletHub.
People also ask
Is it difficult to get a NetCredit personal loan?
It is not difficult to get a personal loan from NetCredit because they are known to lend to people with bad credit scores, though they do not disclose an exact minimum score. Other NetCredit personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
NetCredit Personal Loan Requirement
- Age: 18+ years old
- Residency: U.S. citizen or permanent resident
- ...
Does NetCredit verify income for personal loan applications?
NetCredit may verify your income by requesting tax returns or recent paystubs after you apply for a loan. You also have to meet other NetCredit requirements to be considered, such as being at least 18 years old and being a US citizen or permanent resident.
NetCredit Personal Loan Requirements
- Be at least 18 years old
- Be a US citizen or permanent resident
- Must have a Social Security number
- Must...
What credit score do you need for a NetCredit personal loan?
NetCredit does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. When evaluating your application, NetCredit will consider your entire financial profile, including your income and existing debts, as well as your credit history.
NetCredit Credit Score Requirement & Loan Terms
| Category | Requirements and Terms |
| Minimum Credit Score | Not disclosed |
| Loan Amount | $1,000 - $10,000 |
| Repayment Period | 6 - 60 months |
| Funding Timeline | As soon as the next business day |
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