Grace Enfield, Content Writer
@grace_enfield
NetCredit may verify your income by requesting tax returns or recent paystubs after you apply for a loan. You also have to meet other NetCredit requirements to be considered, such as being at least 18 years old and being a US citizen or permanent resident.
NetCredit Personal Loan Requirements
- Be at least 18 years old
- Be a US citizen or permanent resident
- Must have a Social Security number
- Must live in one of the 36 states where netcredit operates
If you want a better idea of what personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.
People also ask
Does NetCredit Do a Hard Inquiry?
Yes, NetCredit does a hard inquiry when you accept a loan offer and sign the contract. This credit inquiry will likely drop your credit score by about 5 to 10 points, but you’ll be able to get back on track with a few months of on-time payments.
NetCredit’s hard pull will stay on your credit report for two years, but it won’t affect your credit after one year, and the impact may subside before then. To see...
read full answer by Gino Rodriguez, WriterHow do I apply for a NetCredit personal loan?
To apply for a NetCredit personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a NetCredit Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a NetCredit personal loan. It doesn’t hurt...
Does NetCredit allow cosigners on personal loans?
No, NetCredit does not allow cosigners on personal loans, unlike some personal loan providers. A cosigner is a second person who serves as a guarantor on the loan, and thus promises to pay the loan back if the primary applicant cannot.
Although NetCredit does not accept cosigners on personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow cosigners to find some good offers.
... read full answer by Rick Bormin, Personal Loans ModeratorDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.