Grace Enfield, Content Writer
@grace_enfield
Yes, OneMain Financial will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a OneMain Financial personal loan with a co-signer, and OneMain Financial will verify that person’s income instead.
OneMain Financial may verify income by requesting financial information like bank statements, pay stubs or tax returns. In other cases, they’ll just use credit report information. Either way, you will also have to meet other OneMain Financial requirements to be considered for loan approval.
OneMain Financial Personal Loan Requirements
- Be at least 18 years old
- Be a US citizen or permanent resident or visa holder
- Have a Social Security number or passport
- Must live in states other than Alaska, Arizona, Arkansas, Connecticut, Massachusetts or Rhode Island
You have a good chance of getting approved for a loan from OneMain Financial if you meet all of these requirements.
If you want a better idea of what other personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.
Shad Mehr, Member
@Fmehr
Nope, they only want a solid, high value collateral which includes your bank accounts, home mortgage and car information.
They are nice to leave your clothing alone and don't ask for your Nike shoes.
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