Grace Enfield, Content Writer
The best holiday loans with no credit check are from 60MonthLoans because the company offers loan amounts of $2,600 - $10,000, a minimum APR of 19% and repayment periods of 24-60 months. That can more than cover the average family’s holiday expenses, with ample time to pay off the loan.
Most lenders don’t specifically offer “holiday loans,” but rather have general-purpose personal loans that can be used for holiday expenses, among others. Other lenders with no credit check loans that you can use for any holiday expense include OppLoans by OppFi and Integra Credit.
Best No Credit Check Loans for the Holidays
- 60MonthLoans: Loan amounts of $2,600 - $10,000. APRs of 19% - 35.83%. Repayment periods of 24-60 months.
- OppLoans by OppFi: Loan amounts of $500 - $4,000. APRs of 59% - 160%. Repayment periods of 9 - 18 months.
- Integra Credit: Loan amounts of $500 - $3,000. APRs of 99% - 300%. Repayment periods of 6 - 18 months.
Even though no credit check holiday loans sound appealing, it’s not a good idea to go into debt for holiday expenses. You should instead save up during the year or find gifts that are inexpensive but meaningful. You can use a credit card or ask for a loan from a friend or family member to cover your holiday expenses, as well.
If you’re set on getting a loan, check out WalletHub’s picks for the best no credit check loans and estimate your rates with our free pre-qualification tool.
Best Christmas Loans of 2023Compare Offers
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