Gino Rodriguez, Writer
@gino_rodriguez
You can check your LendingClub loan status by logging in to your account online. When you check the status of your LendingClub loan application, you will find out whether you have been approved or denied, or if the application is still pending. You may also learn that more information is needed from you before LendingClub can make a final decision.
How to Check Your LendingClub Loan Status
- Online: You can check your LendingClub loan status by logging into your online account with your username and password. LendingClub may send you an email with your login information, or you will have to create your own account.
- Over the phone: You can check the status of your LendingClub loan by calling 888-596-3157 and speaking to a representative.
You can expect LendingClub to make a decision as soon as one day after you submit your application or within a few days. For more information about LendingClub, check out WalletHub’s full review of LendingClub personal loans. You can also estimate your potential rates by using our free pre-qualification tool.
People also ask
Do personal loan companies call your employer?
Personal loan companies may call your employer simply to verify that you are employed where you claim to be. This helps the company determine if you are actually eligible to receive a loan, as a big part of whether or not you can get a loan depends on your income. Not all personal loan companies will contact your employer, though, and if they do they will not tell the employer that it is in regard...
read full answer by Gino Rodriguez, WriterIs LendingClub legit?
LendingClub is a legitimate online lender because it is accredited by the Better Business Bureau, which gives it a rating of A+. Plus, LendingClub has a 4/5 rating from WalletHub's editors because its personal loans can be a good option for people with bad-to-fair credit.
Why LendingClub Personal Loans Are Legit
- LendingClub is registered as a business in the states it services.
- LendingClub has a Better Business Bureau rating of A+....
Does LendingClub do a hard inquiry?
Yes, LendingClub does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
LendingClub's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual...
read full answer by Rick Bormin, Personal Loans ModeratorDid we answer your question?
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