Gino Rodriguez, Writer
@gino_rodriguez
You can check your OneMain Financial loan status by logging in to your account online or going into a branch. When you check the status of your OneMain Financial loan application, you will find out whether you have been approved or denied, or if the application is still pending. You may also learn that more information is needed from you before OneMain Financial can make a final decision.
How to Check Your OneMain Financial Loan Status
- Online: You can check your OneMain Financial loan status by logging into your online account with your username and password. OneMain Financial may send you an email with your login information, or you will have to create your own account.
- Over the phone: You can check the status of your OneMain Financial loan by calling 800-525-0451 and speaking to a representative.
- In person: You can speak directly to a customer service representative about the status of your loan application by going into a OneMain Financial branch.
You can expect OneMain Financial to make a decision as soon as one day after you submit your application or within a few days. For more information about OneMain Financial, check out WalletHub’s full review of OneMain Financial personal loans. You can also estimate your potential rates by using our free pre-qualification tool.
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read full answer by Gino Rodriguez, WriterDoes OneMain Financial do a hard inquiry?
Yes, OneMain Financial does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
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read full answer by Rick Bormin, Personal Loans ModeratorIs it difficult to get an OneMain Financial personal loan?
It is not difficult to get a personal loan from OneMain Financial because you need a credit score of 600 or higher to qualify, according to third-party sources. You will also have to meet other common requirements like being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
OneMain Financial Personal Loan Requirements
- Minimum Credit Score: No minimum credit score required
- Age: 18+ years old
- Residency: U.S....
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