Gino Rodriguez, Writer
@gino_rodriguez
You can check your Prosper loan status by logging in to your account online. When you check the status of your Prosper loan application, you will find out whether you have been approved or denied, or if the application is still pending. You may also learn that more information is needed from you before Prosper can make a final decision.
How to Check Your Prosper Loan Status
- Online: You can check your Prosper loan status by logging into your online account with your username and password. Prosper may send you an email with your login information, or you will have to create your own account.
- Over the phone: You can check the status of your Prosper loan by calling 866-615-6319 and speaking to a representative.
- In person: You can speak directly to a customer service representative about the status of your loan application by going into a Prosper branch.
You can expect Prosper to make a decision as soon as one business day after you submit your application or within a few days. For more information about Prosper, check out WalletHub’s full review of Prosper personal loans. You can also estimate your potential rates by using our free pre-qualification tool.
People also ask
Does Prosper verify income for personal loan applications?
Yes, Prosper will verify your income when you apply for a personal loan. If you do not have any income, you can apply for a Prosper personal loan with a co-signer, and Prosper will verify that person's income instead.
Prosper may verify income by requesting financial information like pay stubs, bank statements, or W-2 forms. In other cases, they'll just use credit report information. Either way, you will also have to meet other Prosper...
read full answer by Grace Enfield, Content WriterIs it difficult to get a Prosper personal loan?
It is fairly difficult to get a personal loan from Prosper because you need a credit score of 640 or higher to qualify. You also have to meet other Prosper personal loan requirements like being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
Prosper Personal Loan Requirements
- Minimum Credit Score: 640
- Age: 18+ years old
- Residency: U.S. citizen or permanent...
Does Prosper do a hard inquiry?
Yes, Prosper does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Prosper's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual credit...
read full answer by Rick Bormin, Personal Loans ModeratorDid we answer your question?
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