Grace Enfield, Content Writer
@grace_enfield
It is not hard to get approved for a personal loan from Mariner Finance if you have enough income to afford the loan and a valid bank account. Mariner Finance does not disclose any specifics regarding the minimum credit score or minimum income, but they will require proof of income from you when you apply. You will also need to be at least 18 years old, be a U.S. citizen or a permanent resident, and have a Social Security number.
Requirements to Get Approved by Mariner Finance
- Credit Score: Not disclosed, but does consider bad credit
- Income: Not disclosed
- Age: 18+
- Citizenship: U.S. citizen, permanent resident or immigration visa holder
- Identification: Social Security number
- Bank Account: Verifiable checking account
- Residency: One of the 22 states Mariner Finance services
For more information, check out the full Mariner Finance personal loan review on WalletHub.
People also ask
How can you get Mariner Finance personal loan pre-approval?
You can get Mariner Finance personal loan pre-approval through the Mariner Finance website. Mariner Finance pre-approval allows you to see your odds of approval for a personal loan from Mariner Finance, as well as your potential interest rate, and the process will have no impact on your credit score.
How to Get Mariner Finance Personal Loan Pre-approval
- Go to the Mariner Finance website.
- Click on Check My Offers.
- Enter your name,...
Does Mariner Finance do a hard inquiry?
Yes, Mariner Finance does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Mariner Finance's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...
read full answer by Rick Bormin, Personal Loans ModeratorDoes Mariner Finance verify income for personal loan applications?
Yes, Mariner Finance will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a Mariner Finance personal loan with a co-signer, and Mariner Finance will verify that person's income instead.
Mariner Finance may verify income by requesting financial information like W-2 forms, pay stubs or bank statements. In other cases, they'll just use credit report information. Either way, you will also...
read full answer by Grace Enfield, Content WriterDid we answer your question?
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