Grace Enfield, Content Writer
@grace_enfield
Jora Credit offers only one type of loan, personal loan. These loans offer dollar amounts from $500 - $4,000 with repayment periods of Up to 33 months, and they have an APR range of 75% - 349% as well as no origination fee.
Key Facts About Jora Credit personal loan
- Loan Amounts: $500 - $4,000
- Repayment Period: Up to 33 months
- APR Range: 75% - 349%
- Origination Fee: None
If you think a personal loan is best for you, check out the free pre-qualification tool on WalletHub. This tool allows you to see which lenders may approve you and what rates may be available to you.
People also ask
What credit score is needed for a personal loan?
The minimum credit score for personal loan approval is 580, depending on the lender. That means it is possible to get an unsecured personal loan with a bad credit score, though such a loan will likely have an origination fee.
For your reference, WalletHub researched some of the most popular lenders to find out more about their specific loan requirements.
Credit Score for Personal Loan Approval by Lender
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How hard is it to get a personal loan?
A personal loan generally is not hard to get as long as you have enough income to repay the loan. You can get personal loans from banks, online lenders, and credit unions, and you should be able to get approved with a credit score of 580 or higher.
Some unsecured personal loans are available to people with lower credit scores, but you have to watch out for predatory interest rates. For example, one good...
read full answer by Adam McCann, Financial WriterWhat are the personal loan requirements?
Major personal loan requirements include being 18+ years old, having a bank account, having a high enough credit score for the lender, and having enough income or assets to afford monthly loan payments. Some personal loans may have additional requirements, such as providing pay stubs or collateral to secure the loan.
Specific requirements vary by lender. Avant requires a credit score of 580 or higher, for example, while Prosper sets the bar at 640...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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