Grace Enfield, Content Writer
@grace_enfield
There are a few different types of loans that do not require a credit check, such as payday loans, no credit check installment loans, personal loans with no credit check, most federal student loans, and some credit-builder loans. It’s unlikely that you’ll find car loans, mortgages or home equity loans that do not require a credit check. You should also avoid options that are overly expensive, which rules out payday loans.
The best no credit check personal loans are from 60MonthLoans because the company has loan amounts of $2,600 - $10,000, APRs as low as 19% and repayment periods of 24-60 months. Other notable lenders that offer no credit check personal loans include OppLoans by OppFi and Integra Credit.
Best No Credit Check Personal Loans
Lender | Loan Amounts | APRs | Repayment Periods |
$2,600 - $10,000 | 19% - 35.83% | 24-60 months | |
$500 - $4,000 | 59% - 160% | 9 - 18 months | |
$500 - $3,000 | 99% - 300% | 6 - 18 months |
To read more about the top-ranked offers, check out WalletHub’s review of the best no credit check loans. Then, you can estimate your potential rates with our free pre-qualification tool.
Finally, it’s also worth considering credit cards with no credit check if you’re not committed to using a loan.
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