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You can overdraft your Woodforest National Bank account as long as you opt-in for the Privilege Pay feature the bank provides. You will be charged a fee of $29 each time an overdraft is paid.
The overdraft limits are based on your monthly deposit activity and the account type you hold. There is a minimum monthly deposit requirement of $100, or no overdraft limit will be assigned. Second Chance Checking accounts will be assigned a $100 limit with a monthly deposit of at least $100 or a $300 limit with a monthly deposit of at least $500. All other accounts will be assigned a $100 limit with a monthly deposit of at least $100; a $300 limit with a monthly deposit of at least $300; or a $500 limit with a monthly deposit of at least $500.
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