To log into your Surge Credit Card account, access the issuer's online banking platform. If you haven't registered your card for online banking yet, you can do it by clicking on “Register now”.
You can also access your account via the issuer's mobile app for iOS and Android.
From your online account, you're able to view your statements, make payments, check your transactions or report your card lost/stolen.
The easiest way you can pay your Indigo Credit Card bill is either online or by phone at (866) 946-9545. The Indigo Credit Card requires at least a minimum monthly payment of $25 or 1% of your balance, whichever is more.
Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076-4477
It's very important to make sure your Indigo Credit Card payment gets credited by your due date each month. If you're mailing in your payment, be sure to allow at least seven business days for the payment to arrive. Late payments will be charged a fee of $40 and will be subject to a penalty APR of 29.9%. Late or missed payments are also damaging to your credit score, and since the Indigo Credit Card is intended for people with Bad credit, you don't want to make your credit situation worse.
If you have any trouble logging in to your account or paying your bill, you can call Indigo's customer service line: (866) 946-9545. A customer service agent can help you navigate the site and online bill payment services.
CB INDIGO on your credit report refers to the Indigo Platinum Mastercard, issued by Celtic Bank. CB stands for Celtic Bank, while INDIGO refers to Indigo Card.
Seeing CB INDIGO on your credit report is nothing to worry about if you have the Indigo Credit Card or you recently applied for it.
If you do not have the Indigo Card and did not recently apply for it, you should file a dispute with the credit bureau that produced the credit report containing CB INDIGO. It's also a good idea to check your other credit reports and take additional steps to protect yourself against fraud.
You cannot get the Indigo Credit Card mobile app at this time, because there isn't any.
However, you can manage your credit card online. If you have questions about your card, contact them at (866) 946-9545.
The easiest way you can pay your Surge Credit Card is either online or by phone at (866) 513-4598. Alternatively, you can pay your credit card bill by mail. More specifically, the Surge Credit Card's payment methods are as follows:
Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
The most common Indigo Credit Card complaints among user reviews on WalletHub are about the card's high fees, the lack of a mobile app to manage the card, and difficulty making payments. These complaints do have some merit, too.
The card's annual fee can be quite expensive, but it can also be cheap. The fee assigned depends on the applicant's creditworthiness. The complaints about the lack of an app are also legitimate, as Genesis Financial Solutions (the card's issuer) does not offer one. And when it comes to trouble making payments, that seems to only be the case for a minority of cardholders. But those aren't the only gripes that customers have with the card.
Nevertheless, the Indigo Credit Card receives a user rating of 3.5/5 stars across more than 2,500 reviews on WalletHub, as of February 2022. Our editors' review also gives the card a score of 3/5. The Consumer Financial Protection Bureau also has a few complaints on their database about Genesis Financial Solutions. The BBB gives the company a “B+” rating, and Genesis has been accredited since 2014.
At the end of the day, Indigo Credit Card complaints should be taken with a grain of salt. The card has a generally favorable reputation based on user reviews. However, it's important for you to read up on customer experiences and decide for yourself whether you think this card is worth getting before you apply.
You can check your Surge Credit Card application status by calling the issuer's customer service department at (866) 449-4514. However, in most cases, you can expect a decision almost immediately right through the website, with a letter to follow within a few days.
There is no online tool to check your application status but you can use the Continental Finance portal to make online payments on your account as well as choose to receive electronic statements.
The Indigo Credit Card credit limit is $300. This is a standard starting credit limit for an unsecured credit card for people with bad credit, and it allows you to borrow for any small emergency expenses that might pop up. It's important to note, however, that cardholders may start out with less available credit, since the card's annual fee will be charged when the account is opened.
Having said that, it is also worth noting that it's not possible to later request an Indigo Credit Card credit limit increase. The credit limit that you are assigned upon approval cannot be increased.
Ultimately, keep in mind that your credit limit will be determined based on a variety of different factors, but the two most important are your credit history and disposable income.
You can reach the Surge Credit Card customer service by phone at (866) 449-4514, through your online account, or by mail.
For any specific inquiries, you can find other useful contact numbers and addresses on the Surge Credit Card web page.
You can cancel your Indigo® Mastercard® for Less than Perfect Credit by calling (866) 946-9545. And cancelling may be a good idea, considering the $0 - $99 annual fee.
Cancelling any credit card will slightly affect your credit score, but the impact isn't massive.
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