First Digital Credit Cards

You can log in to your First Digital Mastercard® account by going to the login page on the First Digital website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.

How to Register for Online Access on your First Digital Card Account

1. Register your First Digital Card for online account access. Click “New here? Register” and enter your 16-digit account number, the last 4 digits of your Social Security number, your postal code, and your email address to verify your credit card account.
2. Choose your First Digital Card username and password. Your username must be between 8 and 50 characters long, and can contain letters, numbers, periods, underscores, and the @ sign. Your password must be 8 to17 characters long; have no spaces; and have at least 1 lowercase letter, uppercase letter, number, and special character.
3. Log in with your new First Digital Card credentials. From the login page on the First Digital website or mobile app for iOS and Android, fill out the User ID and Password fields using your new credentials, and click “Log In” to access your account.

After you have signed up and logged in, you'll be able to manage your First Digital Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot your Password” on the First Digital login page. Then, just follow the prompts to reset or retrieve your username or password.

The First Digital Card credit limit is $300 or more. Everyone who gets approved for First Digital Card is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

The First Digital Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the First Digital customer service number on the back of your card, but it's best not to ask more than once a year.  

Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.

Here's Why The First Digital Card is Legit

• It is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating.
• Rated 1/5 stars by WalletHub editors.
• 3.1 / 5 average user rating on WalletHub.
• Reports to all three of the major credit bureaus: Equifax, Experian, and TransUnion.
• Offers $0 fraud liability guarantee.

Ultimately, it is worth noting that the First Digital Card is on the Mastercard credit card network. So, it can be used virtually anywhere credit cards are accepted, as Mastercard benefits from extensive worldwide acceptance.

You cannot check for First Digital Card pre-approval. First Digital does not offer pre-approval through its website, so anyone interested in applying for the First Digital Card will have to do so without the benefit of checking for pre-approval beforehand.

You can, however, use WalletHub's CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.

Unfortunately, you cannot download the First Digital Card mobile app, as there isn't any.

However, you can manage your credit card online, through myccpay.com. If you don't already have an online account, you can register by filling out the online form. Should you have any questions, you can call the First Digital Card customer service at (844) 358-0074.