Transfer Intro APR→0% for 12 months|Transfer Fee:4% (min $10)
Regular APR→18.24% (V)
Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months|Transfer Fee:4% (min $10)
Regular APR
18.24% (V)
annual fee
$125
rewards rate
1.5 points / $1
Bonus Offer
30,000 points
Bonus Offer
30,000 points
minimum credit
Good Credit
Show Details
Pros
0% intro APR on purchases
0% intro APR on balance transfers
30,000 points initial rewards bonus
No foreign fee
Cons
High membership fees
Balance transfer fee
High regular APR
Requires good/excellent credit
Rewards Details
Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
Earn 1.5 points for every $1 spent on qualifying purchases
You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
0% Intro APR on balance transfers requested within 60 days of account opening.
Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
Access your account with Regions Online Banking - check balances, make payments and more.
Transfer Intro APR→0% for 12 months|Transfer Fee:4% (min $10)
Regular APR→17.24% - 27.24% (V)
Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months|Transfer Fee:4% (min $10)
Regular APR
17.24% - 27.24% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
20,000 points
Bonus Offer
20,000 points
minimum credit
Good Credit
Show Details
Pros
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Cons
Balance transfer fee
High regular APR
Requires good/excellent credit
Rewards Details
Earn 10,000 bonus points (redeemable for $100 cash) on making at least $500 in qualifying purchases in the first 90 days of account opening. And when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.
Earn 3 points per $1 spent on dining and entertainment purchases, 2 points per $1 spent on gas and grocery store purchases, and 1 point for every $1 spent on all other purchases.
Redeem your points for gift cards, merchandise, travel, even cash credited directly to your Regions checking account
And the more Regions products and services you use, the more points you earn
Additional Info
0% Intro APR on balance transfers requested within 60 days of account opening.
Great card benefits, including: Lost Luggage Reimbursement, Purchase Security and Visa Signature Perks.
Access your account with Regions Online Banking - check balances, make payments and more.
This Bank has single handedly ruined my credit, financial future I went to a branch here in Bellevue TN. To despute charges that had came through fraudulently, and had wiped out my entire checking account. I had an explore credit card and savings I strategically set up with $3,000 towards my future. I plainly asked the teller if I could use some of my savings towards my bills. I checked my account later that evening my whole savings account was wiped out along with my entire checking account and now my credit card was shut down as well. So I quickly went to the bank and said this was not correct. And now an entire month later they're telling me they cannot do anything about it. So a quick rundown my entire checking account was now wiped out a long with my entire credit future along with my savings I had put towards my credit future so now I'm left with nothing and they say .that's how it is. Without any notice and on time payment history
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Product: Regions Bank Credit Cards
Comment
1
0
Charlotte @charlottetheinsurancelady
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5 Star Rating
Verified Customer
I enjoy this card because it has no restrictions. Im able to pay early and use it with ease when I travel abroad. I have other products from Regions bank.
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Product: Regions Bank Credit Cards
Comment
0
0
Julie @Jdc19691972
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2 Star Rating
Verified Customer
Their not real good about helping their customer. They don't offer no credit line increases no matter how good you pay, but they will report to your refit if you use it. Condemned if u do condemned if you dont
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Product: Regions Bank Credit Cards
Comment
1
0
Michael @frostbrandon88
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5 Star Rating
Verified Customer
It’s been a great start to help build my credit and the staff at regions have been amazing and always helpful always thinking about how my best interest
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Product: Regions Bank Credit Cards
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0
0
Stanley @stanleypaul19
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5 Star Rating
Verified Customer
Excellent credit card and great customer service with attention to detail, service and customer support. Advisors very knowledgeable.
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Product: Regions Bank Credit Cards
Comment
0
0
Latoya @toya9197
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5 Star Rating
Verified Customer
Great bank to work with and customer satisfaction is guaranteed. Never had an issue with region bank. I wouldn’t change banks for nothing
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Product: Regions Bank Credit Cards
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0
0
Sherril @kutsch_sherril
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5 Star Rating
Verified Customer
This is very easy to understand , simple and to the point . Thank you very much .I have nothing else to say , but thank you , thanks .
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Product: Regions Bank Credit Cards
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0
1
Jane @janeelliott2255
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3 Star Rating
Verified Customer
The amount owed is wrong. I don't receive any rewards for having this credit card and I try not to use it only when I have too. I would like it if they offered some kind of reward for having this Card.
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Product: Regions Bank Credit Cards
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0
0
Waylon Lambert @waylonlambert
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1 Star Rating
These folks are the WORST...I was a 20 year customer of Regions, and...1. They charged my Mother 100 bucks to deposit a check into my account...Their answer to that was each branch manager can set his or her own rules...I should have left then, but...2. My bank card was compromised, and I discovered how pathetic what Regions calls "customer service" is...In fact, I am on hold right now, after being hung up on...3. My card was compromised yet again, however, I discovered it just after it had happened on a Monday morning...I called and was assured that all was well. I called the next day to learn that I had to wait until the thief's payments were complete...Then file a claim...The funds were on hold for a week..On one of my many calls, I asked the person if all my money had been taken, if Regions would give me money for gas and such...crickets...I moved all my money THAT DAY...Now, I get a letter stating that replacing my money might take until June and this is early March...Do not EVER do business with Regions...I am still on hold for the second time, by the way...16 minutes, 40 second and counting...Finally answered and the person on the end of the line could have cared less that I am closing my 20 year account...Good Riddance to Regions Bank...
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Product: Regions Bank Credit Cards
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0
0
Frederick @frederickh_21
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5 Star Rating
Verified Customer
Very great bank to collaborate with that I have gained knowledge from....................................................:........:
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Product: Regions Bank Credit Cards
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Review Regions Bank Credit Card Reviews
Regions Bank Credit Card FAQ
Get answers to your questions about Regions Bank Credit Card Reviews below. For more general questions, visit our Answers section.
No, Regions Bank does not have any student credit cards. But the bank does offer an alternative option, the Regions Explore Visa Credit Card. While this card is not aimed at students, it is available for those with bad credit. However, it is a secured credit card and it requires a deposit of $250. Generally, most student credit cards are aimed at those with fair or limited credit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require good and excellent credit for approval. But students can still get access to Regions Bank credit cards by becoming an authorized user on someone else's Regions Bank card. That way, they'll be able to take advantage of all the card has to offer while establishing credit.
Alternative Student Credit Card Options from Other Issuers
The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app or at a Regions Bank branch.
Here's how to contact Regions Bank customer service:
By phone: Call (800) 253-2265 or the number on the back of your card.
Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. Or, select Help & Support in the main menu, then select the “Message Us” option.
As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments and more.
If you apply by phone or online, you can often get a response within 60 seconds. However, in some cases it might take the bank 7-10 days to process your application.
Here's how to apply for a Regions Bank credit card:
Online: To apply for a Regions Bank credit card online, you'll have to provide your name and address, date of birth, income and employment information, contact details, and Social Security Number (SSN). Keep in mind that only existing customers and those who have received a special credit card offer from Regions can apply online.
By phone: To apply, call (800) 734-4667 and follow the prompts to get connected with a customer service representative. Anyone can apply over the phone.
In person: You can apply for a credit card in any Regions Bank branch location during normal business hours. You don't have to be an existing customer or receive a special offer to apply in person.
You can check your Regions Bank credit card application status over the phone at (888) 462-7627. At the moment, there is no option to check your status online.
Regions Bank should also notify you in writing about their decision within 7-10 business days of processing your application. If you're denied, you can try asking for a reconsideration by calling the number mentioned above. Explaining your particular situation to a representative might help change their decision about your application, but it's not guaranteed.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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