Compare Regions Bank Credit Cards
Please find below credit cards offered by Regions Bank.

0% for 12 months
0% for 12 months|Transfer Fee: 4% (min $10)
14.74% (V)
annual fee
$125
rewards rate
1.5 points / $1
Rewards Bonus
30,000 points
Rewards Bonus
30,000 points
Good Credit
Pros
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- 30,000 points initial rewards bonus
- No foreign fee
Cons
- High membership fees
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About Regions Premium Visa® Signature Credit Card

0% for 15 months
0% for 15 months|Transfer Fee: 4% (min $10)
12.74% - 22.74% (V)
annual fee
$0
rewards rate
None
Excellent Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No foreign fee
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- Requires excellent credit
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening
- Access your account with Regions Online Banking - check balances, make payments and more.
- Use with Apple Pay®, Google Pay, Samsung Pay, and LG Pay.
- Auto Rental Collision Damage Waiver, Purchase Security, and Warranty Manager Service.
- See More Details & Reviews About Regions Life Visa® Credit Card

0% for 12 months
0% for 12 months|Transfer Fee: 4% (min $10)
13.74% - 23.74% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Rewards Bonus
20,000 points
Rewards Bonus
20,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- Requires good/excellent credit
Rewards Details
- Earn 10,000 bonus points (redeemable for $100 cash) on making at least $500 in qualifying purchases in the first 90 days of account opening. And when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.
- Earn 3 points per $1 spent on dining and entertainment purchases, 2 points per $1 spent on gas and grocery store purchases, and 1 point for every $1 spent on all other purchases.
- Redeem your points for gift cards, merchandise, travel, even cash credited directly to your Regions checking account
- And the more Regions products and services you use, the more points you earn
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Great card benefits, including: Lost Luggage Reimbursement, Purchase Security and Visa Signature Perks.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About Regions Prestige Visa® Signature Credit Card

Secured Card
Min Deposit of $250
One-Time Fees
$0
23.74% (V)
annual fee
$29
monthly fee
$0
Bad Credit
Pros
- Low membership fees
- No foreign fee
- Qualify with bad credit
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- High Regular APR
Additional Info
- In order to apply for the Explore Credit Card, you are required to open an Explore Card Savings account.
- Enjoy Visa Benefits like Auto Rental Collision Damage Waiver, Extended Warranty Protection, Purchase Security and more.
- Customize your card with Regions YourPix Studio for $10.
- Use with Apple Pay®, Google Pay, Samsung Pay, and LG Pay.
- See More Details & Reviews About Regions Explore Visa Credit Card
Regions Bank Credit Card Reviews
What's Your Rating?
I called the next day to learn that I had to wait until the thief's payments were complete...Then file a claim...The funds were on hold for a week..On one of my many calls, I asked the person if all my money had been taken, if Regions would give me money for gas and such...crickets...I moved all my money THAT DAY...Now, I get a letter stating that replacing my money might take until June and this is early March...Do not EVER do business with Regions...I am still on hold for the second time, by the way...16 minutes, 40 second and counting...Finally answered and the person on the end of the line could have cared less that I am closing my 20 year account...Good Riddance to Regions Bank...
Regions Bank Credit Card Q&A
Get answers to your questions about Regions Bank Credit Cards below. For more general questions, visit our Answers section.
- Most Popular
- Most Upvotes
Does Regions have student credit cards?
No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).
If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 15 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 15 months.
If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.
Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.
What's the Regions Bank credit card phone number?
The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app or at a Regions Bank branch.
Here's how to contact Regions Bank customer service:
- By phone: Call (800) 253-2265 or the number on the back of your card.
- Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
- Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. Or, select Help & Support in the main menu, then select the “Message Us” option.
- In person: Visit a Regions Bank branch.
As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments and more.
How do I apply for a Regions Bank credit card?
You can apply for a Regions Bank credit card:
- Online
- By calling (800) 734-4667
- In any Regions Bank branch location
If you're already a Regions Bank customer, you can even check for pre-approved credit card offers.
Keep in mind that most of Region Bank's cards require excellent credit for approval. So make sure you qualify before applying.
How do I check my Regions Bank credit card application status?
You can check your Regions Bank credit card application status by calling (888) 462-7627.
The issuer should also notify you in writing about their decision within 7-10 business days of processing your application. If you're denied, you can try asking for a reconsideration by calling (888) 462-7627. Explaining your particular situation to a representative might help change their decision about your application, but it's not guaranteed.
Does Regions Bank have Mastercard credit cards?
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.