Regions Bank Credit Card Offers
Please find below credit cards offered by Regions Bank.

0% for 12 months
0% for 12 months|Transfer Fee: 4% (min $10)
18.74% (V)
annual fee
$125
rewards rate
1.5 points / $1
Bonus Offer
30,000 points
Bonus Offer
30,000 points
Good Credit
Pros
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- 30,000 points initial rewards bonus
- No foreign fee
Cons
- High membership fees
- Balance transfer fee
- High regular APR
- Requires good/excellent credit
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- More Details & Reviews About Regions Premium Visa® Signature Credit Card

0% for 15 months
0% for 15 months|Transfer Fee: 4% (min $10)
16.74% - 26.74% (V)
annual fee
$0
rewards rate
None
Excellent Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No foreign fee
Cons
- No rewards
- No initial rewards bonus
- Balance transfer fee
- Requires excellent credit
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening
- Access your account with Regions Online Banking - check balances, make payments and more.
- Use with Apple Pay®, Google Pay, Samsung Pay, and LG Pay.
- Auto Rental Collision Damage Waiver, Purchase Security, and Extended Warranty Protection.
- More Details & Reviews About Regions Life Visa® Credit Card

0% for 12 months
0% for 12 months|Transfer Fee: 4% (min $10)
17.74% - 27.74% (V)
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
20,000 points
Bonus Offer
20,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- High regular APR
- Requires good/excellent credit
Rewards Details
- Earn 10,000 bonus points (redeemable for $100 cash) on making at least $500 in qualifying purchases in the first 90 days of account opening. And when those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.
- Earn 3 points per $1 spent on dining and entertainment purchases, 2 points per $1 spent on gas and grocery store purchases, and 1 point for every $1 spent on all other purchases.
- Redeem your points for gift cards, merchandise, travel, even cash credited directly to your Regions checking account
- And the more Regions products and services you use, the more points you earn
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Great card benefits, including: Lost Luggage Reimbursement, Purchase Security and Visa Signature Perks.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- More Details & Reviews About Regions Prestige Visa® Signature Credit Card

Secured Card
Min Deposit of $250
One-Time Fees
$0
27.74% (V)
annual fee
$29
monthly fee
$0
Bad Credit
Pros
- Low membership fees
- No foreign fee
- Qualify with bad credit
Cons
- High regular APR
- Requires security deposit
Additional Info
- In order to apply for the Explore Credit Card, you are required to open an Explore Card Savings account.
- Enjoy Visa Benefits like Auto Rental Collision Damage Waiver, Extended Warranty Protection, Purchase Security and more.
- Customize your card with Regions YourPix Studio for $10.
- Use with Apple Pay®, Google Pay, Samsung Pay, and LG Pay.
- More Details & Reviews About Regions Explore Visa Credit Card
Regions Bank Credit Card Reviews
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Regions Bank Credit Card FAQ
Get answers to your questions about Regions Bank Credit Card Reviews below. For more general questions, visit our Answers section.
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Does Regions Bank have student credit cards?
No, Regions Bank does not have any student credit cards. But the bank does offer an alternative option, the Regions Explore Visa Credit Card. While this card is not aimed at students, it is available for those with bad credit. However, it is a secured credit card and it requires a deposit of $250. Generally, most student credit cards are aimed at those with fair or limited credit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require good and excellent credit for approval. But students can still get access to Regions Bank credit cards by becoming an authorized user on someone else's Regions Bank card. That way, they'll be able to take advantage of all the card has to offer while establishing credit.
Alternative Student Credit Card Options from Other Issuers
Ultimately, feel free to check out our editors' picks for the best student credit cards to see which one better suits your needs.
What's the Regions Bank credit card phone number?
The Regions Bank credit card phone number is (800) 253-2265. You may also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app, or at a Regions Bank branch.
Here's how to contact Regions Bank credit card customer service:
- By phone: Call (800) 253-2265 or the number on the back of your card.
- Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
- Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. You may also select “Help & Support” from the main menu, then tap on the “Message Us” option.
- In person: Visit a Regions Bank branch during normal business hours for assistance.
As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments, and more.
How do I apply for a Regions Bank credit card?
You can apply for a Regions Bank credit card online, by phone or at a Regions Bank location.
If you apply by phone or online, you can often get a response within 60 seconds. However, in some cases it might take the bank 7-10 days to process your application.
Here's how to apply for a Regions Bank credit card:
- Online: To apply for a Regions Bank credit card online, you'll have to provide your name and address, date of birth, income and employment information, contact details, and Social Security Number (SSN). Keep in mind that only existing customers and those who have received a special credit card offer from Regions can apply online.
- By phone: To apply, call (800) 734-4667 and follow the prompts to get connected with a customer service representative. Anyone can apply over the phone.
- In person: You can apply for a credit card in any Regions Bank branch location during normal business hours. You don't have to be an existing customer or receive a special offer to apply in person.
If you're already a Regions Bank customer, you can also check for pre-approved credit card offers online.
Keep in mind that most of Region Bank's cards require good credit or better for approval. So make sure you qualify before applying.
How do I check my Regions Bank credit card application status?
You can check your Regions Bank credit card application status over the phone at (888) 462-7627. At the moment, there is no option to check your status online.
Regions Bank should also notify you in writing about their decision within 7-10 business days of processing your application. If you're denied, you can try asking for a reconsideration by calling the number mentioned above. Explaining your particular situation to a representative might help change their decision about your application, but it's not guaranteed.
Does Regions Bank have Mastercard credit cards?
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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