Regions Bank Credit Card Reviews

No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.

Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).

If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 18 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 18 months.

If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.

Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.

The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card. Alternatively, you can get in touch with a representative online, via the mobile app or at a Regions Bank branch. 

Here's how to contact Regions Bank customer service:

• By phone: Call (800) 253-2265 or the number on the back of your card. 
• Online: Log in to your online account. Then, select “Message Us” from the bottom right of the screen to send and receive messages.
• Via the Regions Bank app: In the mobile app (for iOS and Android) find the icon in the top right of any screen to access support. Or, select Help & Support in the main menu, then select the “Message Us” option.
• In person: Visit a Regions Bank branch.

As you can see, there are several ways to get in touch with Regions Bank credit card customer service. Keep in mind that you can also manage your Regions Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments and more. 

You can apply for a Regions Bank credit card online, by phone or at a Regions Bank location. 

If you apply by phone or online, you can often get a response within 60 seconds. However, in some cases it might take the bank 7-10 days to process your application.

Here's how to apply for a Regions Bank credit card:

• Online: To apply for a Regions Bank credit card online, you'll have to provide your name and address, date of birth, income and employment information, contact details, and Social Security Number (SSN). Keep in mind that only existing customers and those who have received a special credit card offer from Regions can apply online. 
• By phone: To apply, call (800) 734-4667 and follow the prompts to get connected with a customer service representative. Anyone can apply over the phone.
• In person: You can apply for a credit card in any Regions Bank branch location during normal business hours. You don't have to be an existing customer or receive a special offer to apply in person. 

If you're already a Regions Bank customer, you can also check for pre-approved credit card offers online.

Keep in mind that most of Region Bank's cards require good credit or better for approval. So make sure you qualify before applying.

You can check your Regions Bank credit card application status over the phone at (888) 462-7627. At the moment, there is no option to check your status online. 

Regions Bank should also notify you in writing about their decision within 7-10 business days of processing your application. If you're denied, you can try asking for a reconsideration by calling the number mentioned above. Explaining your particular situation to a representative might help change their decision about your application, but it's not guaranteed.

Regions Bank doesn't offer Mastercard credit cards. It only offers Visa credit cards.

You can compare their cards here. If you need a Mastercard credit card, you can compare the best on WalletHub.