Regions Bank is Headquartered in Birmingham, AL, and is a member of the S&P 500 Index. Regions is one of the nation?s largest full-service providers of consumer and commercial banking, Wealth Management, mortgage, and insurance products and services.
Regions serves customers across the South, Midwest and Texas, operating approximately 1,400 branch locations and 2000 ATMs.
Regions Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 10/18/2021.
3.9
1,994 reviews
from WalletHub and across the web
1,994 reviews from WalletHub and across the web
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Regions Bank
alexanderblake0319 @alexanderblake0319
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2 Star Rating
Regions is impossible to deal with and you cannot reach an actual person by phone. I have an auto loan with them and you cannot set up autopay through their website. This isn't 1950 and I expect to be allowed to pay as I see fit. To make matters worse, they consistently send my bill to the wrong address (which we could avoid with autopay). Then I get the late fees. Now I pay two months at a time and they manage to goof that up as well. I finally had enough and decided to just pay off the note and be done with them. You guessed it, I can't do that either. This is the worst customer service I've dealt with and consider yourself warned if you decide to bank with them.
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Product: Regions Bank Car Loans
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Regions Bank
Robert @rjpatter16
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1 Star Rating
Hide your kids, hide your wife, hide your money, this bank will steal from you. Constantly driven to paranoia to keep up with their crazy pending ACH credits and debits. They will show you money in your account that you truly don't have to lead to overdraft fees.
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Product: Regions Bank Checking
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Regions Bank
Angela @angelaf_64
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3 Star Rating
Verified Customer
This card was a secured credit Builder account. It has opened the door to qualifying for other cards but now it is holding my credit score down. I have had it for 12 months and understood it would be converted to unsecured at the 12 month mark but that has not happened. Instead, I received an update to the terms of service basically saying it would be reviewed periodically for the upgrade. This to me is bait and switch.
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Product: Regions Bank Credit Cards
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Jordan @jforest115
having it review periodically is a good thing. Its impossible for the card to hold your score down, unless you are carrying a balance. which on a swecured card is pointless.use 30% every month, pay in full as soon as the statement cuts, you'll get your deposit back. i got mine back in 3 months after puttinbg 3 grand down, maxed it out, and payed in full every month. and the day the 3rd statement cut, my funds were released. I hadnt even payd the balance yet.if you have had it for a yeear, never had a returned payment, or carried a balance, and the rest of your prifile looks good with minimil INQU, i would advise applying for anothter regions card. then after you get approved tell them your secured card wont graduatwe.
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Regions Bank
Person At Business @BusinessUser
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1 Star Rating
They do not have any helpful services for a modern small business. All tasks that I would need to do as a small business owner I am unable to do online. I have to physically go to a branch every time I want to set up a wire transfer. I banking online is a joke with the only feature being able to see your current balance, transfers are not possible. The bank calls me every month asking how I like my service and I tell them all the things they could improve on but they tell me there's nothing they can do. And I'm like...why do you keep calling me without even addressing my needs? This empty attempt at customer service makes everything even more infurirating!
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Product: Regions Bank Business Services
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Regions Bank
Richard @richardb_552
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1 Star Rating
I was with Regions for over 20 years, had a checking and savings account with them. They would not issue me a credit card despite me handling my account in an excellent manner the entire time. Had an online invitation to apply for a card and caused me a hard pull for nothing. I moved on to Navy Federal--best move I ever made. Avoid the big banks-- you are just a number.
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Product: Regions Bank Credit Cards
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Regions Bank
Angela Sugarek @a_sugarek
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1 Star Rating
Regions Bank's systems and customer communication options are antiquated. Setting up an online login was nearly impossible and getting assistance required spending hours (actual HOURS) on hold. Finally, the only way to receive documents quickly was via FAX. They lack basic communication tools that are standard with other institutions like chat, email and call back.
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Product: Regions Bank Personal Loans
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Regions Bank
steven_20112048 @steven_20112048
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1 Star Rating
I have come from out of town to help my sister and the bank refused to take the notarized form at 4:15 because they were closed. Terrible customer service. Avoid like the plague.
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Product: Regions Bank Savings
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Regions Bank
Roy C @chipmeadows546
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5 Star Rating
Verified Customer
I have found Regions to be very easy to work with. This personal loan was a simple simple online application, and approval was quick.
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Product: Regions Bank Personal Loans
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Regions Bank
Billi Bob @ezvevereit
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1 Star Rating
This is by far the worst bank i have done business with. An absolute nightmare every step of the way. I will never recommend this bank to anyone. I will never open another account with them if they paid me to.
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Product: Regions Bank Credit Cards
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Regions Bank
barry @stocksrme99
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4 Star Rating
Verified Customer
This account is paid off to 0.00 and has been. I just use my cash back cards majority of the time, check the account and please show a 0.00 balance
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Product: Regions Bank Credit Cards
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+3080 users submitted a rating without writing a full review
No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).
If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 15 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 15 months.
If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.
Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.
The Regions Bank credit card phone number is (800) 253-2265. You can also call the number on the back of your card to get in touch with a representative.
Other ways to contact the Regions Bank customer service are:
You can check your Regions Bank credit card application status by calling (888) 462-7627.
The issuer should also notify you in writing about their decision within 7-10 business days of processing your application. If you're denied, you can try asking for a reconsideration by calling (888) 462-7627. Explaining your particular situation to a representative might help change their decision about your application, but it's not guaranteed.
