Please find below credit cards offered by Santander Bank US.
0% for 12 months
0% for 12 months|Transfer Fee: 3% (min $10)
15.45% - 24.58% (V)
annual fee
$0
rewards rate
1.5 - 3% Cash Back
Good Credit
Pros
Cons
Rewards Details
Additional Info
Three times in the past 2 years, I have had to call their customer service department and each time with not much success. Wait times, rude and not well-trained representatives. And, make sure you read the fine print and understand it.. Fortunate for me there is a bank on every corner. Goodbye Santander...
Get answers to your questions about Santander Bank US Credit Cards below. For more general questions, visit our Answers section.
You can reach the Santander Bank credit card customer service:
No, Santander Bank US does not have a secured credit card at this point in time. Santander Bank US only offers an unsecured credit card (the Santander® Ultimate Cash Back® credit card), which does not require the cardholder to put down a refundable deposit in order to open the account. However, there are several secured credit cards offered by other issuers.
With secured cards, the deposit usually serves as the spending limit on the card, and the issuer can keep the deposit if the cardholder fails to repay what they owe. As a result, secured credit cards are relatively easy to get approved for.
Using a secured card responsibly can help you eventually build your credit to the point where you can qualify for a credit card from Santander bank US.
No, there aren't any student credit cards from Santander. Currently, Santander Bank only offers the Santander® Ultimate Cash Back® credit card, a rewards card that will be difficult for college students to get, as it requires good credit to be approved.
While there are no student credit cards available from Santander, there are several worthwhile options from other issuers. They are geared specifically for students with limited credit.
Check out the rest of our editors' picks for the best student credit cards to help determine which card is best for your specific needs.
You need a credit score of at least 750 for a Santander Bank credit card. That means you must have good credit to be considered eligible, but other financial factors (like your current income or existing debts) will also be taken into consideration when the issuer looks at your application.
Currently, Santander Bank has a single credit card you can apply for, the Santander® Ultimate Cash Back® credit card.
You can redeem your Santander Bank credit card rewards online, by logging in to your account.
Santander Rewards points don't expire as long as your account is in good standing. Also, Santander Bank offers a great variety of options for redeeming your points, which include:
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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