Compare Santander Bank US Credit Cards
Please find below credit cards offered by Santander Bank US.
0% for 12 months
0% for 12 months|Transfer Fee: 3% (min $10)
19.25% - 28.38% (V)
1.5 - 3% Cash Back
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR
- Earn 3% cash back for the first year on qualified purchases, up to $20,000 spent.
- Thereafter, earn 1.5% cash back on qualified purchases, with no limits on how much you can earn.
- Cash back can be redeemed for statement credit, gift cards, electronic certificates, or merchandise.
- 0% Intro APR on balance transfers requested within 90 days of account opening.
- Enjoy the peace-of-mind of Santander® PROTECHTION and Santander® Instant Card Hold.
- Add to your digital wallet o make purchases with Apple Pay, Google Pay, or Samsung Pay.
- Shop online, pay bills, and make payments.
- More Details & Reviews About Santander® Ultimate Cash Back® credit card
Santander Bank US Credit Card Reviews
What's Your Rating?
Three times in the past 2 years, I have had to call their customer service department and each time with not much success. Wait times, rude and not well-trained representatives. And, make sure you read the fine print and understand it.. Fortunate for me there is a bank on every corner. Goodbye Santander...
Santander Bank US Credit Card Q&A
Get answers to your questions about Santander Bank US Credit Cards below. For more general questions, visit our Answers section.
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How can I reach the Santander Bank credit card customer service?
You can reach the Santander Bank credit card customer service over the phone at (877) 768-2265. Alternatively, you can talk to a customer service representative by visiting a Santander Bank branch. At the moment, the Santander Bank does not offer online support.
Ways to reach the Santander Bank credit card customer service:
- Over the phone: Call (877) 768-2265 and enter your credit card number. Then, follow the automated prompts to get connected to a customer service representative. Keep in mind that this line is available from 8 a.m. till 8 p.m. EST, 7 days a week.
- In person: You can talk to a customer service representative at any Santander Bank branch during normal business hours.
Keep in mind that you can also manage your Santander Bank credit card by logging in to your online account. This way you can view your balance, access statements, make payments, and more.
Is there a secured credit card from Santander Bank?
No, there isn't any secured credit card from Santander Bank at the moment. This issuer only offers an unsecured credit card (the Santander® Ultimate Cash Back® credit card), which does not require a security deposit. However, there are several secured credit cards offered by other issuers.
Here are some of the best secured credit cards in 2023:
With secured cards, the deposit usually serves as the spending limit on the card, and the issuer can keep the deposit if the cardholder fails to repay what they owe. As a result, secured credit cards are relatively easy to get approved for.
Once you get approved for a secured credit card, you will start building your credit and you'll eventually be eligible for the Santander® Ultimate Cash Back® credit card. If you'd like to know where you stand, you can check your credit score for free, right here on WalletHub.
Is there a student credit card from Santander?
No, there aren't any student credit cards from Santander. Currently, Santander Bank only offers one credit card, the Santander® Ultimate Cash Back® credit card. This is a rewards card that will be difficult for college students to get, as it requires good credit for approval.
While there are no student credit cards available from Santander, there are several worthwhile options from other issuers. They are geared specifically for students with limited credit.
Notable Student Credit Cards from Other Issuers
Check out the rest of our editors' picks for the best student credit cards to help determine which card is best for your specific needs.
What credit score is needed for a Santander Bank credit card?
You need a credit score of at least 750 for a Santander Bank credit card. That means you must have good credit to be considered eligible, but other financial factors (like your current income or existing debts) will also be taken into consideration when the issuer looks at your application.
Currently, Santander Bank has a single credit card you can apply for, the Santander® Ultimate Cash Back® credit card.
How can I redeem my Santander Bank credit card rewards?
You can redeem your Santander Bank credit card rewards online, by logging in to your account.
Santander Rewards points don't expire as long as your account is in good standing. Also, Santander Bank offers a great variety of options for redeeming your points, which include:
- Cash back
- Gift cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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