WalletHubNo membership feesNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfersForeign feeAmerica First Credit Union Platinum Rewards Credit Card
America First Credit Union Platinum Rewards Credit Card
Info about the America First Credit Union Platinum Rewards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
TermsReviewFAQContactCredit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
13.99% - 18% (V)
Balance Transfer
APR: 13.99% - 18% (V)
Balance Transfer Fee
Rewards
Earn one point for every dollar you spend.
Redeem for cash back, gift cards, travel, merchandise & more
America First Credit Union Platinum Rewards Credit Card's Additional Info
Card Guard, Identity Theft Recovery and Extended warranties.
Travel benefits: Travel emergency assistance; Pre-trip planning services; Medical emergency information, Translation services, Lost luggage help, Travel accident insurance, Auto rental insurance.
Discounts at sporting events & movie theaters.
| cash advance fee | 1.5% |
| cash advance APR | 13.99% - 18% (V) |
| foreign transaction fee | 1% |
| smart chip | Yes |
| max late fee | $32 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 28 days |
America First Credit Union Platinum Rewards Credit Card Pros & Cons
No membership fees
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Compare The America First Credit Union Platinum Rewards Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$595 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR13.99% - 18% (V) | Regular APR13.5% - 18.00% (V) | Regular APR20.74% - 28.74% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Nov 12th, 2025 at 13:55 ET
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