The
Chevron and Texaco Gas Card is a good credit card to get if your credit score is 640 or higher and you typically get gas at Chevron and Texaco stations. It’s worth applying for this card because it does not charge an annual fee and it does help you save on gas – especially early on.
The best thing about the
Chevron and Texaco Gas Card is its initial bonus offer. You can save a whopping 62 cents per gallon for the first 30 days your account is open. This promotion ends 3/31/2026. After that, you’ll only save 3 cents per gallon.
So, if you’re planning a particularly gas-heavy month, using this card is a great way to minimize the cost. Beyond that, you’re better off with one of
our picks for the best gas credit cards.
What I Like About the Chevron and Texaco Gas Card
$0 annual fee
This saves you
$26.75 per year, compared to the average credit card offer, according to WalletHub research. Gas station credit cards usually have $0 annual fees, though.
Great initial bonus
Saving 62 cents per gallon is the equivalent of about 21% back when gas costs $3 per gallon. That’s an amazing deal. It’s just too bad that only lasts for the first 30 days your account is open.
Works at more places than you might think
You can use the
Chevron and Texaco Gas Card at roughly 8,000 Chevron and Texaco stations, plus 1 million merchants offering auto parts, repairs, and service. Most retailer-affiliated cards are more limited.
You can’t use this gas card everywhere, though, as it doesn’t belong to a card network like Visa or Mastercard. You need the
Chevron and Texaco Credit Card for that.
Available to people with fair credit
You don’t need a perfect credit score to qualify for this card. In fact, you can get it with just “fair” credit. In other words, a score of 640 or higher should give you good odds of getting approved. You can
check your credit score for free right here on WalletHub to see where you stand.
Good user reviews
Nearly 8 in 10 people give the
Chevron and Texaco Gas Card 3-5 stars out of 5. That’s a pretty good distribution, and you can learn more by
reading users’ reviews.
What I Don’t Like About the Chevron and Texaco Gas Card
Unimpressive ongoing rewards
When the initial bonus ends, you’ll be left earning just 3 cents per gallon. That’s equal to 1% back when gas costs $3 per gallon. You can get 1% back from pretty much any rewards card, so you’re better off using a different card to get gas after the first month you have this one – unless gas prices fall a lot, which would make the ongoing rewards rate more attractive.
Deferred interest financing
You can get 0% interest for 6 months on purchases of $199 or more, which could be helpful with something like car repairs. However, this offer is a dangerous one. If you don’t pay off the full amount of your purchase within the 6-month promotional period, interest will retroactively apply to the original purchase amount at the card’s high regular rate. So, paying a bit late can basically make the 0% promotion disappear.
If you need extra time to pay off a big-ticket purchase, you’re better off applying for a general-purpose 0% credit card – one not tied to a particular retailer.
Very high regular APR
If you carry a balance from month to month when this regular APR is in effect, you will waste a ton of money on interest charges. Fortunately, you can avoid interest by paying your full statement balance by the due date every month.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
