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Verified CustomerGreat card good for dental work not covered by insurance. Credit line increased when card is used and paid of in time. 0 interest
Product: CareCredit Credit Card
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Compare Synchrony Bank Credit Cards
Please find below credit cards offered by Synchrony Bank.
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Purchase Intro APR0% - 7.99% for 6 - 84 months
Transfer Intro APRNot Offered
Regular APR26.99%
Purchase Intro APR
0% - 7.99% for 6 - 84 months
Transfer Intro APR
Not Offered
Regular APR
26.99%
annual fee
$0
rewards rate
5% discount
Bonus Offer
20% discount
Bonus Offer
20% discount
minimum credit
Fair Credit
Pros
- No membership fees
- 20% discount initial rewards bonus
- Qualify with fair credit
Cons
- High Regular APR
Rewards Details
- Get 20% off your purchase today when you open and use your card (up to $100 discount).
- Choose between 5% off every day and special financing.
Additional Info
- Deferred Interest Details: No interest if paid in full within 6 months on purchases of at least $299.
- Reduced APR Financing: 7.99% APR for 84 months on purchases or orders of $2,000 or more.
- Online bill pay and account management.
- More Details & Reviews About Lowe's Store Card
Purchase Intro APR0% for 18 months
Transfer Intro APRNot Offered
Regular APR28.24% (V)
Purchase Intro APR
0% for 18 months
Transfer Intro APR
Not Offered
Regular APR
28.24% (V)
annual fee
$0
rewards rate
1 point / $1
Bonus Offer
15% discount
Bonus Offer
15% discount
minimum credit
Fair Credit
Pros
- No membership fees
- 15% discount initial rewards bonus
- Qualify with fair credit
Cons
- High Regular APR
- Deferred interest
Rewards Details
- Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, watches, salon products, furniture, mattresses, home, blinds and shades. Plus 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
- Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
- Get a $10 JCPenney Rewards certificate for every 200 points.
- Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
- Provide your email address to get your $10 rewards via email
Additional Info
- One application with two options you can get approved for. You can apply for the JCPenney Store Card but the system will determine if you are eligible for either a Mastercard version or the Store Card.
- Limited time offer - Deferred Interest Details: No interest if paid in full within 18 months on qualifying furniture & mattress purchases of at least $499 (after discounts).
- More Details & Reviews About JCPenney Credit Card
Purchase Intro APR0% for 6 - 24 months
Transfer Intro APRNot Offered
Regular APR29.24% (V)
Purchase Intro APR
0% for 6 - 24 months
Transfer Intro APR
Not Offered
Regular APR
29.24% (V)
annual fee
$0
rewards rate
0 - 5% back in rewards
Bonus Offer
$10 Amazon gift card
Bonus Offer
$10 Amazon gift card
minimum credit
Fair Credit
Pros
- No membership fees
- $10 Amazon gift card initial rewards bonus
- Qualify with fair credit
Cons
- High Regular APR
- Deferred interest
Rewards Details
- A $10 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application.
- Amazon.com Store Cardholders who join Prime are automatically upgraded to the Amazon Prime Store Card.
- Amazon Prime Store Cardholders can earn 5% back on Amazon.com purchases.
Additional Info
- Deferred Interest Details: No Interest if paid in full within 6, 12 or 24 months on minimum purchases of $150 or $600 or $800, respectively.
- Equal Monthly Payment Financing: 0% APR for 6 on minimum purchases of $150 or more. 0% APR for 12 or 24 months on purchases of at least $600.
- Get Instant Credit.
- Browse items eligible for exclusive financing offers.
- More Details & Reviews About Amazon.com Store Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR16.24% - 29.24% Variable
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
16.24% - 29.24% Variable
annual fee
$0
rewards rate
2% Cash Back
minimum credit
Excellent Credit
Pros
- No membership fees
- High rewards rate
Cons
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
Rewards Details
- 2% cash back* on every purchase--no categories, tiers, or limits--no kidding.
Additional Info
- No annual fee*
- $0 fraud liability
- Secure online and mobile app account access
- Use your Synchrony Premier card on everything from gas and groceries to your next splurge with the confidence that comes from getting great rewards without complex math or shifting reward limits.
- Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
- More Details & Reviews About Synchrony Premier World Mastercard®
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR19.24% - 22.24% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
19.24% - 22.24% (V)
annual fee
$95
rewards rate
1 - 2 miles / $1
Bonus Offer
35,000 miles
Bonus Offer
35,000 miles
minimum credit
Good Credit
Pros
- High rewards rate
- 35,000 miles initial rewards bonus
- No foreign fee
Cons
- Membership fees
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Rewards Details
- Limited time offer: Earn 35,000 bonus miles when you spend $3,000 in the first 90 days of account opening.
- Earn 3 miles per $1 spent on Travel purchases in the first 90 days of account opening.
- Earn 2 miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases; 1.5 miles per $1 spent on dining in the US or abroad and on purchases outside of the US and 1 mile per $1 spent on all other purchases made in the US.
- Redeem miles for airline tickets, hotels and car rentals, to everyday goods such as electronics, gift cards and more.
- Complimentary Green membership in the Marco Polo Club for the first year of enrollment.
- Enjoy 10% savings on Asia Miles Gift Miles™, Mileage Renewals and Mileage Transfer Fees online and 10% redemption discount on hotel, car rental and experiences awards through Travel Asia Miles.
- Enjoy 2-day priority redemption for discount flight award booking tickets online from time to time.
Additional Info
- Enjoy powerful benefits like Roadside Dispatch, Emergency Card Replacement and Emergency Cash Disbursement
- More Details & Reviews About Cathay Pacific Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR25.49%
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
25.49%
annual fee
$0
rewards rate
1 - 3 points / $1
Bonus Offer
20% discount + $10
Bonus Offer
20% discount + $10
minimum credit
Good Credit
Pros
- No membership fees
- High rewards rate
- 20% discount + $10 initial rewards bonus
Cons
- No intro APR on purchases
- No balance transfers allowed
- Foreign fee
Rewards Details
- Save 20% all day when you open an account. Plus, earn $10 Bonus Belk Rewards Dollars when you make a purchase with a new Card today.
- Earn 3 Points per $1 spent (3% Back in Rewards) at Belk or Belk.com.
- Earn 2 Points per $1 spent (2% Back in Rewards) on grocery and gas purchases.
- Earn 1 Point per $1 spent (1% Back in Rewards) on all other purchases everywhere Mastercard is accepted.
- Every 1,000 Points = $10 Belk Reward Dollars with No Brand Exclusions.
- 20 Exclusive Savings Events Each Year.
- Spend $600 - $1,499.99 per year on Belk purchases and earn 4 points (4% Back in Rewards) or spend $1,500 + and earn 5 points (5% Back in Rewards) on Belk purchases.
Additional Info
- Receipt Free Returns. Bonus Rewards Events.
- Cardholder Savings Day of the Month.
- Early Access to In Store Promotions and Events.
- More Details & Reviews About Belk Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR17.9% - 25.9% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
17.9% - 25.9% (V)
annual fee
$0
rewards rate
1 - 5% Cash Back
Bonus Offer
$30
Bonus Offer
$30
minimum credit
Good Credit
Pros
- No membership fees
- High rewards rate
- $30 initial rewards bonus
- No foreign fee
Cons
- Spending caps on rewards
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Rewards Details
- Receive $30 statement credit when you open an account and make a $30 purchase within 30 days of account opening. Terms Apply.
- Earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per year, then 1% after)
- Earn 3% cash back on dining and takeout.
- Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
- Plus members will earn 3% cash back on all Sam’s Club purchases, plus 2% in cash rewards on eligible in-club purchases.
- Maximum of $5,000 in Cash Back rewards can be earned in a calendar year
Additional Info
- Identity theft resolution services
- More Details & Reviews About Sam's Club® Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR17.49% - 26.49% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
17.49% - 26.49% (V)
annual fee
$0
rewards rate
1 - 3% Cash Back
minimum credit
Good Credit
Pros
- No membership fees
- High rewards rate
- Bonus rewards categories
- No foreign fee
Cons
- No initial rewards bonus
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Rewards Details
- Automatically earn 3% cash back on your top spend category and 2% on your second.
- Eligible categories for earning 3% & 2% back in rewards: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, healthy & beauty, gas.
- Earn 1% on all other eligible purchases.
Additional Info
- Your card comes with its own unique QR code on the front, making it easier to perform transactions with other Venmo users.
- The Venmo Credit Card is available for select customers to apply using the latest version of the Venmo app.
- More Details & Reviews About Venmo Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR20.99% - 27.99% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
20.99% - 27.99% (V)
annual fee
$0
rewards rate
1 - 4% in Verizon Dollars
minimum credit
Good Credit
Pros
- No membership fees
- Bonus rewards categories
- No foreign fee
Cons
- No initial rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Rewards Details
- Earn 4% on grocery store and gas purchases; 3% on dining purchases, including takeout.
- Earn 2% on Verizon purchases, and 1% on all other purchases.
- Cash Back is received in the form of Verizon Dollars which can be redeemed for credits to pay for Verizon products and services. No limits on how much you can earn, no expiration dates.
- 2 free TravelPass days per calendar year (a $20 value). TravelPass eligibility rules apply.
- New Card Holder Offer - up to $100 credit applied to your Verizon wireless bill over the first 24 months.
- Get up to $10/month off each eligible account or line with Auto Pay, up to 12 lines max on select plans.
Additional Info
- Must be a Verizon wireless customer to be eligible. Verizon wireless accounts with more than 12 phone lines and Prepaid accounts are not eligible to apply.
- There are two versions of this card, a Signature or Platinum account with different costs and/or benefits. All details expressed here are for the Signature account.
- More Details & Reviews About Verizon Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR28.24% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
28.24% (V)
annual fee
$0
rewards rate
5 - 15 points / $1
Bonus Offer
30% discount
Bonus Offer
30% discount
minimum credit
Good Credit
Pros
- No membership fees
- High rewards rate
- 30% discount initial rewards bonus
Cons
- Spending caps on rewards
- No intro APR on purchases
- No balance transfers allowed
- Foreign fee
Rewards Details
- Get 30% off your first purchase in store or online at ae.com or aerie.com.
- Earn 15 points per dollar spent on AEO purchases. Earn 5 points per dollar spent everywhere else Visa is accepted.
- Get a $5 reward for every 1,250 points earned.
- Earn double points on qualifying jeans purchases (30 points per dollar).
- Get a 20% off birthday coupon. Plus, get free standard shipping & returns.
- Achieve Level 3 by spending more than $350 a year at AEO Locations and start earning 20 points per dollar spent on AEO purchases.
Additional Info
- $0 fraud liability, mobile and online account management.
- More Details & Reviews About American Eagle Outfitters (AEO) Credit Card
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Synchrony Bank Credit Card Reviews
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15,082 reviews
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5 Star Rating
Verified CustomerExcellent card great card to get started with what are the best cards I have ever had you should try... I didn't think I would be a fruit but I was thank you so much
Product: Guitar Center Credit Card
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1 Star Rating
customer service is horrible. I made my minimum payment and they took out my full balance. Will not give my money back to me. I made a phone call 5 minutes after it happened. A guy told me he canceled the payment, here we are 48 hours later and the payment was processed to them. Management told me I didn’t call back to let them know about it… (and I did 5 minutes after it happened) thought they recorded the phone calls? But somehow doesn’t have that call? I am done with this credit card company. Have always been a loyal customer, but not anymore.
Product: TJX Credit Card
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5 Star Rating
Verified CustomerGreat card to use for gas purchased 5% on gas purchases, use reward points to pay for yearly Sam's club membership many other benefits
Product: Sam's Club® Credit Card
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1 Star Rating
Verified CustomerAmazon continues to charge for items that have been returned. I have sent documentation of these items and Amazon continues to charge for these items.
Merchandise has been returned and Amazon continues to charge me. This card should carry a 0 balance.
Merchandise has been returned and Amazon continues to charge me. This card should carry a 0 balance.
Product: Amazon.com Store Card
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1 Star Rating
Got the card in the mail. Immediately opened an account and registered the card. Two days later I tried to use the card buying 3 things on a reputable online marketplace. A $6 charge was denied and there is a flurry of email and texts. I call and verify the purchases and fraud wanted to know if I had control of the card. I say yes, but nonetheless they cancelled the card saying it was reported stolen and they would replace it. After 3 days? What the heck! I contacted customer service but they couldn’t explain it. Not dealing with them again.
Product: Synchrony Premier World Mastercard®
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3 Star Rating
Verified CustomerPayment of $29 was made on 8-24-22 to Synchrony Bank, but returned to Synchrony due to incorrect card # taken by them. On 9-29-22 a $68.00 payment was made to Synchrony Bank, and their previous mistake was noted and corrected by "Angelica" of Synchrony Bank. My next payment, according to Angelica, is not due until 11-08-22.
Product: Lowe's Store Card
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1 Star Rating
Verified CustomerNot a fan of bezoss or Amazon , occasionally I have to get sometimes can’t find on eBay , they gave me a credit of $200 !!!! Ha! I didn’t care because never purchase anything higher than 59, but one time I tried to purchase that after tax came to $205 and the DENIED ME, so had someone else buy it for me. Then I decide to use other types of payment , guess what they keep sending me emails telling me what I’m missing out ? looks like now they care. I don’t support abusive Amazon !!!
Product: Amazon.com Store Card
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1 Star Rating
Verified CustomerThis people are thieves!!! I used the card for years, accumulated hundreds, when I tried to use them the cashier was so lazy she told me, they were no good. When I called to have them re-issued the person in the phone was clueless. So I totally stop using their cards ( I had both) never activated the new ones either. I will still shop at their stores, but using cards that actually put money back in my accounts.
Product: TJX Credit Card
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2 Star Rating
Verified CustomerThis card is trash they don’t report correctly and you have no protection using this card !!! You can be scammed out of your money and forced to pay beware terrible card
Product: Sam's Club® Credit Card
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Synchrony Bank Credit Card Q&A
Get answers to your questions about Synchrony Bank Credit Cards below. For more general questions, visit our Answers section.
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How do I make an Amazon Store Card payment?
11
UpvotesReply
WalletHub
The easiest way you can pay your Amazon.com Store Card is either by logging in to your online account or by calling (866) 634-8379. Alternatively, you can pay your Amazon.com Store Card by mail.
Here's how to make an Amazon.com Store Card payment:
- Online:
Log in to your online account to schedule a payment. You can make a payment any day during the billing period up to the due date.
From the Payments tab, scroll and click “Make a Payment.” Select the payment amount and include your bank's routing number and account information. Verify your payment information and click “Make a Payment.”
Alternately, you can skip login or registration and pay as a guest. - Over the phone:
Call customer service 24/7 at (866) 634-8379. When prompted, press “1” and enter your account number, or your Social Security number (SSN). Follow the voice prompts to make a payment or speak to a customer service representative.
There's no charge to pay by phone, if you use the automated system, unless you ask for an expedited payment. - Via mail:
Lastly, you can send a copy of your Amazon.com Store Card monthly statement and a check or money order made out to:
Synchrony / Amazon
P.O. Box 960013
Orlando, FL 32896
Make sure to include your account number on your payment. Synchrony Bank only accepts payments drawn from a U.S. bank account and does not allow cash payments.
Synchrony Bank offers a 23-day grace period from the close of the billing period until the payment due date. If you make your Amazon.com Store Card payment in full during this timeframe each month, you'll avoid paying interest charges.
Here's how to set Amazon.com Store Card automatic payments:
You also have the option to set up your account for recurring payments online. After logging in, enter your bank account information and select your desired payment amount. Choose from the minimum payment due, statement balance, current balance or other amount. Synchrony will debit your account for the designated amount on the scheduled payment date each month.
It's important to note that these payment instructions are specific to the Amazon.com Store Card, which is issued by Synchrony Bank. The Amazon.com Credit Card is a separate credit card account issued by Chase Bank and its payment methods are different.
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How can I pay my Lowe's Credit Card?
6
UpvotesReply
Maria Adams
The easiest way you can pay your Lowe's Store Card is either online or over the phone at (800) 444-1408. Alternatively, you can pay your credit card bill in store or by mail.
Here's how you can pay your Lowe's Store Card:
- Online: You can pay your Lowe's Store Card online, either by signing into your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month.
- Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts.
- In store: You can also make a Lowe's Store Card payment in any Lowe's store location, at the customer service desk.
- Via mail: Lastly, you can also pay your bill by sending it via mail. The address is:
Lowe's
P.O. Box 530914
Atlanta, GA 30353-0914
For the Lowe's Visa Rewards use:
Lowe's
P.O. Box 960010
Orlando, FL 32896-0010
You should note that paying your credit card bill by mail takes the longest. Make sure to send it at least 7 days before the due date, so that it won't be late. Write your name and credit card number on the check, too.
How can I pay my TJX Credit Card?
19
UpvotesReply
WalletHub
To make a T.J.Maxx Credit Card payment online, log in to your online account, go to the "Summary" tab, and click on the "Make Payment" button. From there, you'll be able to confirm your payment information and send your payment. You can also pay your bill over the phone through an automated system by calling 877-890-3150. It's worth noting that you cannot pay your credit card bill at a T.J.Maxx store.
If you would rather mail in a payment, send your TJX Credit Card payment to:
Mastercard Accounts
P.O. Box 530949
Atlanta, GA 30353-0949
How can I pay my Toys R Us credit card?
3
UpvotesReply
WalletHub
The easiest way to pay your Toys R Us Credit Card is online. After you've logged in, click "Payments" and then "Make a Payment." Select the payment amount, date, and your preferred checking account to pay from. After reviewing your payment, click "Submit."
Your second option is to call (844) 406-7427 and make a payment over the phone. Make sure you have your checking account number and routing number handy before calling.
Ultimately, the third option is to mail a check and the payment coupon from your statement to Mastercard, P.O. Box 530939, Atlanta, GA 30353-0939.
How can I pay my Synchrony Bank credit card?
13
UpvotesReply
WalletHub
You can make a Synchrony Bank credit card payment online, over the phone, or by mail with a check or money order. Synchrony also accepts payment by Western Union, bill payment checks from banks, and Walmart Bill Pay. The easiest way to pay a Synchrony credit card bill is online. After you've logged in, click "Payments,” then, “Make a Payment.” Select the payment amount, date and your preferred checking account to pay from. After reviewing your payment, click "Submit."
You can also mail in a Synchrony credit card payment. For store credit cards (also called “private label” cards), send a check or money order to: Synchrony Bank / P.O. Box 960061 / Orlando, FL 32896-0061. For Visa cards and Mastercards, send payment to: Synchrony Bank / P.O. Box 960013 / Orlando, FL 32896-0013.
To pay your Synchrony Bank credit card bill over the phone, call the number on the back of your credit card, or find your card's customer service phone number on the Synchrony website. Make sure to have your credit card handy to verify your account information. Also be aware that Synchrony may charge a fee to pay by phone, and the fee amount may vary from card to card.
Once you've made a payment – or in the case of mailed payments, once Synchrony receives it – it will post to your account within 48 hours.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.