Synchrony Credit Card Reviews

Rewards Details

• Receive a $30 statement credit when you open an account and spend $30 on Sam’s Club purchases within the first 30 days. Terms Apply.
• Earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per year, then 1% after)
• Earn 3% cash back on dining and takeout.
• Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
• Plus members will earn 3% cash back on all Sam’s Club purchases, plus 2% in cash rewards on eligible in-club purchases, up to a maximum reward of $500 per year.
• Maximum of $5,000 in Cash Back rewards can be earned in a calendar year

Additional Info

• Identity theft resolution services

Rewards Details

• 10% off your first online or in-store purchase with your card
• Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods, Sierra, and Homesense stores in U.S. and Puerto Rico and online at any participating ecommerce site operating under any of the foregoing brands.
• Earn 1 point per $1 spent everywhere else. Points do not expire.
• Receive $10 in TJX reward certificates for every 1,000 points earned.

Additional Info

• 0% Fraud Liability.
• Identity Theft Resolution.

Rewards Details

• Earn 5 points for every $1 spent on qualifying Fleet Farm purchases.
• 1 point for every $1 spent everywhere else Visa credit cards are accepted.
• Receive a $5 reward for every 500 rewards points earned.
• Get $10 as birthday reward.
• Points earned and not redeemed will expire 12 months after the end of the month in which they are earned.

Rewards Details

• With an eligible Prime membership you can earn 2% back in rewards at Amazon.com and Whole Foods Market purchases.

Additional Info

• You can submit a refundable security deposit from $100 to as much as $1,000, which will be your credit limit.
• Report to 3 major credit bureaus every month which may help improve your credit.
• Synchrony Bank will review your account in 12 months to determine if you’re eligible for an upgrade to an unsecured card. If and when you’re upgraded, your security deposit will be returned.

Rewards Details

• Receive a $60 Amazon Gift card instantly upon approval.
• Amazon.com Store Cardholders who join Prime are automatically upgraded to the Amazon Prime Store Card.
• Amazon Prime Store Cardholders can earn 5% back at Amazon.com and Whole Foods Market purchases.

Additional Info

• Deferred Interest Details: No Interest if paid in full within 6 or 12 months on minimum purchases of $150 or $600, respectively. No Interest if paid in full within 24 months on select purchases.
• Equal Monthly Payment Financing: 0% APR for 6 or 12 months on minimum purchases of $50 or $600, respectively. 0% APR for 24 months on select purchases.
• Get Instant Credit.
• Browse items eligible for exclusive financing offers.
• Choose between 5% eligible purchases or promotional financing.

Rewards Details

• Get 20% off your purchase today when you open and use your card (up to $100 discount). Exclusions apply.
• Get 5% discount on every purchase at Lowe’s. Exclusions apply.
• Earn 1.25x points toward MyLowe’s Money™ with Silver Key status.
• As a Cardholder, get FREE Silver Key status in the MyLowe’s Rewards loyalty program.
• Choose between 5% off every day and special financing.

Additional Info

• Deferred Interest Details - No interest if paid in full within 6 months on purchases of at least $299.
• Fixed Rate Financing – 7.99%, 8.99% or 9.99% APR for 36, 60 or 84 months on minimum purchases of at least $2,000.
• Online bill pay and account management

Additional Info

• Promotional financing options available at enrolled provider locations.
• Accepted at 285,000+ CareCredit Network locations.