2% cash back* on every purchase--no categories, tiers, or limits--no kidding.
Additional Info
No annual fee*
$0 fraud liability
Secure online and mobile app account access
Use your Synchrony Premier card on everything from gas and groceries to your next splurge with the confidence that comes from getting great rewards without complex math or shifting reward limits.
Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, watches, salon products, furniture, mattresses, home, blinds and shades. Plus 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
Get a $10 JCPenney Rewards certificate for every 200 points.
Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
Provide your email address to get your $10 rewards via email
Additional Info
Limited time offer - Deferred Interest Details: No interest if paid in full within 24 or 18 on qualifying furniture & mattress purchases of at least $999 or $499 (after discounts).
Limited time offer - Equal Payment Financing: 0% APR for 60 or 48 months on qualifying furniture & mattress purchases of at least $2,499 or $1,499 (after discounts).
Limited time offer: Earn 35,000 bonus miles when you spend $3,000 in the first 90 days of account opening.
Earn 2 miles per $1 spent on eligible Cathay Pacific travel and in-flight purchases; 1.5 miles per $1 spent on dining in the US or abroad and on purchases outside of the US and 1 mile per $1 spent on all other purchases made in the US.
Redeem miles for airline tickets, hotels and car rentals, to everyday goods such as electronics, gift cards and more.
Complimentary Green membership in the Marco Polo Club for the first year of enrollment.
Enjoy 10% savings on Asia Miles Gift Miles™, Mileage Renewals and Mileage Transfer Fees online and 10% redemption discount on hotel, car rental and experiences awards through Travel Asia Miles.
Enjoy 2-day priority redemption for discount flight award booking tickets online from time to time.
Additional Info
Enjoy powerful benefits like Roadside Dispatch, Emergency Card Replacement and Emergency Cash Disbursement
Earn 5 points per $1 at Nissan or Infiniti retailers and on gas.
Earn 3 points per $1 for dining at your favorite restaurants, cafés and eateries.
Earn 1 point per $1 everywhere else Visa credit cards are accepted.
Use reward points toward the purchase or lease of a new Nissan or Infiniti or Certified Pre-Owned vehicle, or for service and accessories at your participating Nissan and Infiniti retailers, or redeem for cash back in the form of statement credits (up to $300 per year).
Additional Info
Search for a Nissan dealership near you that accepts the Nissan Visa Card where you can apply.
Automatically earn 3% cash back on your top spend category and 2% on your second.
Eligible categories for earning 3% & 2% back in rewards: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilites, healthy & beauty, gas, up to $10,000 in purchases each year.
Earn 1% on all other eligible purchases.
Additional Info
Your card comes with its own unique QR code on the front, making it easier to perform transactions with other Venmo users.
The Venmo Credit Card is available for select customers to apply using the latest version of the Venmo app.
$10 First Purchase Bonus after the first purchase using your Rakuten Credit Card. No minimum purchase amount required.
Extra 3% Cash Back (in addition to Cash Back earned on purchases for shopping through Rakuten) on qualifying purchases made through Rakuten.com, in Store Cash Back Offers, Rakuten Dining and Rakuten Gift Card Shop.
1% Cash Back on purchases everywhere else Visa credit cards are accepted.
Additional Info
Peace of Mind thanks to zero-fraud-liability policy and Visa benefits like Price Protection and Return Protection.
Save 20% all day when you open an account. Plus, earn $10 Bonus Belk Rewards Dollars when you make a purchase with a new Card today.
Earn 3 Points per $1 spent (3% Back in Rewards) at Belk or Belk.com.
Earn 2 Points per $1 spent (2% Back in Rewards) on grocery and fuel purchases.
Earn 1 Point per $1 spent (1% Back in Rewards) on all other purchases everywhere Mastercard is accepted.
Every 1,000 Points = $10 Belk Reward Dollars with No Brand Exclusions.
20 Exclusive Savings Events Each Year.
Spend $600 - $1,499.99 per year on Belk purchases and earn 4 points (4% Back in Rewards) or spend $1,500 + and earn 5 points (5% Back in Rewards) on Belk purchases.
Get 20% off the first time you use the credit card at each of the family brands in the first 14 days.
Earn 5 points per $1 spent at Gap, Banana Republic, Old Navy and Athleta, and 1 point for every $1 spent everywhere Visa® credit cards are accepted. Every 100 points = $1 reward redeemable across the family brands, no merchandise restrictions.
Reach Icon status by earning 5,000 points in a calendar year or $1,000+ Annual Brand Spend.
Get 250 bonus points each quarter that you make a purchase at the family of brands.
Family of Brands Bonus: Unlock up to 2,000 bonus points annually when you shop at 2 or more Gap Inc. brands.
Birthday Bonus: Celebrate your birthday with extra perks.
Free and fast shipping on orders of $50 or more. Early access to select sales for cardmembers.
If you don’t have the good credit required to get the Banana Republic Visa, don’t worry. The Banana Republic Store Credit Card offers all of its best features, including a 15% first-purchase discount; ongoing rewards in the form of 5% back on all Banana Republic-family purchases; and the lack of an annual fee. The only things it lacks with respect to the Visa version are the ability to make purchases at unaffiliated merchants and earn the market average of 1% back in doing so. The only area in which the Banana Republic Store Card doesn’t shine is financing. It doesn’t offer low promotional rates for the first few months your account is open — only a high 25.24% regular APR from the start. You should therefore always pay your Banana Republic Store Card bill in full. More information about this offer can be found in our full-length Banana Republic Credit Card review: https://wallethub.com/edu/banana-republic-credit-card-review/25980/. If you would like to check your credit score to see which Banana Republic card you are likely to be approved for, you can do so for free on WalletHub, the first and only site to offer free credit scores and full credit reports that are updated on a daily basis.
The same happened to me. I had a $1,000 credit limit upon approval and after buying a chair at a promotional rate if 0% for 2 years, they hit my credit at 6 mo and then lowered my credit to $640 without even saying a word to me, which made my credit balance max out and screwed my credit. When I called to ask about it, the lady on the phone said “it’s in the Terms and Conditions” I will NEVER do business with them again nor will I ever recommend!
show more
show less
Comment
0
0
Pamela @pburnley1
@mduarte18 I'm sorry this happen to you ..I've been a loyal paying account holder..never a late fee, never late payments..low balances with high
Available limits..they closed 15 accounts half of those 0 balances..the highest one was 1200..but my limit was 13,000...so still considered low..I'm in shock..
show more
show less
Comment
0
0
Meka Favors @favors140
@pburnley1 This happen to me today. They closed my gas card with 0 balance and 500 dollar limit. Also took my other card from a 3000 limit to 700. This is crazy out of nowhere. I am afraid this may affect my credit.
show more
show less
Comment
0
0
Nathan Hamilton @nathanshamilton
If you are building your credit this IS NOT the company you want to get a card with. I have made ALL of my payments early or on time and I had three cards with them - Sam's Club, Discount Tire, and Mattress Firm. I paid off Discount Tire and they CLOSED it without telling me and after I tried to get new tires is when I found out
I paid down my balance on my Sam's card and they lowered my limit from $1200 down to $800 (so the $400 I paid means nothing now) and they did the same with the Mattress Firm card so not my credit report shows the cards maxed out which makes my score even lower!
show more
show less
Comment
0
0
View more comments
lanita h @lumb36
Report Abuse
5 Star Rating
Verified Customer
Love Rooms to Go an I'll continue o To purchase more in the near future as needed for home improvements. I've also recommended Rooms to Go to All My Family an Friends!!
Great way to oay! I hate doing a review of credit! It is so crazy to me to do a review of credit for this card! We want to see my credit go through the roof!
26.99% APR. What a rip-off. I've got several cards that are 9.9% APR. I have this account with them because I bought Leafguard gutters and this is who they use for financing.
The Store card is a complete scam. You have what they call regular charge and promotional charge. So I buy something that is on promotion for 2000, but buy regular items and accumulate 1000 for example. I now have a debt for 3000. So speaking with an agent, I stated that I want to make sure my payment is spread through the promotions and my regular payment.
before the 6 month mark, not only are my monthly payments @ $500 +/- per month, my regular charge items are accumulating a high amount of interest, and they are charging me a "Security FEE" of almost $35 +/- a month. out of the 500 bucks being sent, almost 100 dollars are being diverted from my expenses.
I call and asked them again, they explained to me, if you pay off your regular balance in full, ($1000 or less), then my money will be distributed just on by promotional balance. I thought this was setup already, wth?
So I go through the process again.. they set it up, right? Next month another statement the same thing again! I called and canceled, they had zero care in the world, gave me that fake polite tone saying, "have a good day.. buh bye."
I have my Amex @ close to 10K that I need to pay.. my monthly minimum is nowhere near that, and I always make extra payments. In the long run, I will end up paying less then or about 500 bucks extra to Amex for that 10K + extra payments a month vs the already two months @ 3K or less, and have already payed close to $200 already with the hidden fees.
Total scam, if you do choose to get this card, avoid the regular balance charges, they will get you with that while you have time to pay on the promotional balance. I totally canceled my card today after almost 5 years with it. I have had way to many of these discussions with them on the phone before, it never gets better and only gets worse.
This card is a GOD send for me and if anyone has experienced anything less than that, I really sympathize with you.My sincerest appreciation for SYNCHRONY BANK and their excellence in customer service and beyond.
Good for snapping up a promo and getting a big ticket item, but don't expect to be allowed to keep it once you pay off your balance. My account was just closed after less than 3 weeks of having a $0 balance. No notice. No explanation. Nothing. Just got notified by credit karma of the closure - and that makes one less revolving account on my credit report. Thanks. I hate it!
Great card to have. Easy to navigate through there app and making a payment is easy to do. Recommend this card for those who are looking for a big department card to have.
The easiest way to make an Amazon.com Store Card payment, is either by logging in to your online account or by calling (866) 634-8379. Alternatively, you can pay your Amazon.com Store Card by mail.
Here's how to make an Amazon.com Store Card payment:
Online: Log in to your online account to schedule a payment. You can make a payment any day during the billing period up to the due date. From the Payments tab, scroll and click “Make a Payment.” Select the payment amount and include your bank's routing number and account information. Verify your payment information and click “Make a Payment.”
Alternately, you can skip login or registration and pay as a guest.
By phone: Call customer service 24/7 at (866) 634-8379. When prompted, press “1” and enter your account number, or your Social Security number (SSN). Follow the voice prompts to make a payment or speak to a customer service representative. There's no charge to pay by phone, if you use the automated system, unless you ask for an expedited payment.
Via mail: Lastly, you can send a copy of your Amazon.com Store Card monthly statement and a check or money order made out to:
Synchrony / Amazon
P.O. Box 960013
Orlando, FL 32896.
Make sure to include your account number on your payment. Synchrony Bank only accepts payments drawn from a U.S. bank account and does not allow cash payments.
Synchrony Bank offers a 23-day grace period from the close of the billing period until the payment due date. If you make your Amazon.com Store Card payment in full during this timeframe each month, you'll avoid paying interest charges.
You also have the option to set up your account for recurring payments online. After logging in, enter your bank account information and select your desired payment amount. Choose from the minimum payment due, statement balance, current balance or other amount. Synchrony will debit your account for the designated amount on the scheduled payment date each month.
It's important to note that these payment instructions are specific to the Amazon.com Store Card, which is issued by Synchrony Bank. The Amazon.com Credit Card is a separate credit card account issued by Chase Bank. Its cardholders will need to contact Chase with any payment questions.
The easiest way you can pay your Lowe's Store Card is either online or by phone at (800) 444-1408. Alternatively, you can pay your credit card bill in store or by mail.
Here's how you can pay your Lowe's Store Card:
Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month.
By phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts.
In store: You can also make a Lowe's Store Card payment in any Lowe's store location, at the customer service desk.
Via mail: Lastly, you can also pay your bill by sending it via mail. The address is:
To make a T.J.Maxx Credit Card payment online, log in to your online account, go to the "Summary" tab, and click on the "Make Payment" button. From there, you'll be able to confirm your payment information and send your payment. You can also pay your bill over the phone through an automated system by calling 877-890-3150. It's worth noting that you cannot pay your credit card bill at a T.J.Maxx store.
If you would rather mail in a payment, send your TJX Credit Card payment to: Mastercard Accounts P.O. Box 530949 Atlanta, GA 30353-0949
Old Navy Visa PO Box 960017 Orlando, FL 32896-0017
Don't forget that mail payments take at least 5-7 days to post, so make sure to send them well before your due date. This way, you can avoid being charged with late fees. On the other hand, online and phone payments will be processed within 1-3 business days.
The easiest way to pay your Toys R Us Credit Card is online. After you've logged in, click "Payments" and then "Make a Payment." Select the payment amount, date, and your preferred checking account to pay from. After reviewing your payment, click "Submit."
Your second option is to call (844) 406-7427 and make a payment over the phone. Make sure you have your checking account number and routing number handy before calling.
Ultimately, the third option is to mail a check and the payment coupon from your statement to Mastercard, P.O. Box 530939, Atlanta, GA 30353-0939.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Want more options?WalletHub makes it easy to compare credit cards across many companies.
