Synchrony Bank Credit Cards

To make an Amazon Store Card payment, log in to your Synchrony Bank online account or call 1 (866) 634-8379. To pay by mail, send a check or money order to Synchrony / Amazon, P.O. Box 960013, Orlando, Florida 32896.

You must make at least the minimum payment by 5 p.m. EST on the Amazon Store Card's due date to avoid any late fees. Synchrony Bank will credit payments the next business day if received (or postmarked) after that deadline.

However, you may have to wait several days before the payment amount is reflected in your available credit. The number of days it takes a payment to post depends on your payment method. Payments by mail may take up to 5 business days to post to your account. So for faster service, submit payments either online or by phone.

How to make an Amazon Store Card payment:

• Online: Log in to your Synchrony Bank online account to schedule a payment. You can make a payment any day during the billing period up to the due date. From the Payments tab, scroll and click “Make a Payment.” Select the payment amount and include your bank's routing number and account information. Verify your payment information and click “Make a Payment.”
• Phone: Call Synchrony Bank customer service 24/7 at 1 (866) 634-8379. When prompted, press “2” and enter the last 4 digits of your Social Security number (SSN). Follow the voice prompts to make a payment or speak to a customer service representative. There's no charge to pay by phone, except for expedited payments.
• Mail: Send a copy of your Amazon Store Card monthly statement and a check or money order made out to Synchrony / Amazon to P.O. Box 960013, Orlando, FL 32896. Make sure to include your account number on your payment. Synchrony Bank only accepts payments drawn from a U.S. bank account and does not allow cash payments. Make sure the envelope is postmarked by 5 p.m. EST on the due date for it to be considered on time.

As of today, Synchrony Bank offers a 23-day grace period from the close of the billing period until the payment due date. If you make your Amazon Store Card payment in full during this timeframe each month, you'll avoid paying interest charges.

You also have the option to set up your account for recurring payments online. Enter your bank account information and select your desired payment amount. Choose from the minimum payment due, statement balance, current balance or other amount. Synchrony will debit your account for the designated amount on the scheduled payment date each month.

It's important to note that these payment instructions are specific to the Amazon Store Card. The Amazon Rewards Visa Signature Card is a separate credit card account issued by Chase Bank. Its cardholders will need to contact Chase with any payment questions.

You can pay your Lowe's Credit Card online either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month.

Alternatively, you can pay by calling 1-800-444-1408 or in Lowe's store at the customer service desk.

You can also pay your bill by sending it via mail. For the Lowe's Advantage Card or Lowe's Project Card use the following address:

Lowe's,
PO Box 530914
Atlanta, GA 30353-0914

For the Lowe's Visa Rewards use:

Lowe's
PO Box 960010
Orlando
FL 32896-0010

Keep in mind, though, that sending a payment through mail is the slowest method available. If you opt for it, make sure to post it at least 5 days before your due date, to make sure it arrives in time.

If you would rather mail in a payment, send your TJX Credit Card payment to:
Mastercard Accounts
P.O. Box 530949
Atlanta, GA 30353-0949

The easiest way to pay your Toys R Us Credit Card is online. After you've logged in, click "Payments" and then "Make a Payment." Select the payment amount, date, and your preferred checking account to pay from. After reviewing your payment, click "Submit."

Your second option is to call (844) 406-7427 and make a payment over the phone. Make sure you have your checking account number and routing number handy before calling.

Ultimately, the third option is to mail a check and the payment coupon from your statement to Mastercard, P.O. Box 530939, Atlanta, GA 30353-0939.

You can make a Synchrony Bank credit card payment online, over the phone, or by mail with a check or money order. Synchrony also accepts payment by Western Union, bill payment checks from banks, and Walmart Bill Pay. The easiest way to pay a Synchrony credit card bill is online. After you've logged in, click "Payments,” then, “Make a Payment.” Select the payment amount, date and your preferred checking account to pay from. After reviewing your payment, click "Submit."

You can also mail in a Synchrony credit card payment. For store credit cards (also called “private label” cards), send a check or money order to: Synchrony Bank / P.O. Box 960061 / Orlando, FL 32896-0061. For Visa cards and Mastercards, send payment to: Synchrony Bank / P.O. Box 960013 / Orlando, FL 32896-0013.

To pay your Synchrony Bank credit card bill over the phone, call the number on the back of your credit card, or find your card's customer service phone number on the Synchrony website. Make sure to have your credit card handy to verify your account information. Also be aware that Synchrony may charge a fee to pay by phone, and the fee amount may vary from card to card.

Once you've made a payment – or in the case of mailed payments, once Synchrony receives it – it will post to your account within 48 hours.