WalletHubHigh rewards rate38,000 miles initial rewards bonusNo foreign feeMembership feesNo intro APR on purchasesNo intro APR on balance transfersRequires good/excellent creditCathay Pacific Credit Card
Cathay Pacific Credit Card
Info about the Cathay Pacific Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
TermsReviewsFAQContactCredit Score
Excellent Credit, Good Credit
Annual Fee
$99
APR on Purchases
25.24% - 31.24% (V)
Balance Transfer
APR: 25.24% - 31.24% (V)
Balance Transfer Fee
Rewards
Earn 38,000 Asia Miles when you spend $3,000 in the first 90 days of account opening.
Earn 3 miles per $1 spent on all eligible Cathay Pacific and Hong Kong Express travel and in-flight purchases, 2 miles per $1 spent on dining and eligible dining delivery services, and 1 mile per $1 spent on all other purchases where Mastercard is accepted worldwide.
Redeem miles for flights with Cathay Pacific, oneworld and partner airlines, hotels, car rentals, tickets to attractions, gift cards, and more.
Miles earned on or after Jan 1, 2020 don't expire if you earn or redeem miles at least once every 18 months.
Primary cardholders may check in at the Premium Economy class airport check-in counters. Travel companion(s) can also enjoy this benefit when travelling with the Primary cardholder.
Enjoy 10% savings on Asia Miles Gift Miles, Mileage Renewals and Mileage Transfer Fees online and 10% redemption discount on hotel, car rental and experiences awards through Travel Asia Miles.
Save up to 15% on flights to Hong Kong and beyond through 12/31/25. Check the website for the discount code.
Primary cardholders can enjoy the same boarding line as Premium Economy class passengers on flights operated by Cathay Pacific.
Earn 10 status points for every $5,000 in eligible purchases made each month, up to a maximum of 100 status points per calendar year.
Cathay Pacific Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 35.24% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | 35.24% - 39.99% (V) |
| grace period | 23 days |
Cathay Pacific Credit Card Pros & Cons
High rewards rate
38,000 miles initial rewards bonus
No foreign fee
Membership fees
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Compare The Cathay Pacific Credit Card vs. Popular Alternatives
annual fee$99 | annual fee$95 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)* |
Regular APR25.24% - 31.24% (V) | Regular APR19.24% - 27.49% (V) | Regular APR17.49% - 26.49% Variable |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Jan 13th, 2026 at 10:33 ET
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