The easiest way you can pay your JCPenney Credit Card is online. Alternatively, you can make a payment over the phone at (800) 527-4403, by mail or at a JCPenney store. The issuer does allow cardholders to set up automatic payments, too.

How to Pay Your JCPenney Credit Card

• Online: Log in to your online account and click on “Pay My Bill.” Then, enter your account information, payment amount, and the date you would like your payment to be drafted from your account.
• Over the phone: To make a payment over the phone, call (800) 527-4403 and follow the prompts.
• By mail: To pay your credit card bill via mail, send a check or money order (but not cash) to:
   
  SYNCB
  P.O. Box 960090
  Orlando, FL 32896-0090
• At a store: You can make a payment at your nearest JCPenney store location during normal business hours.

Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date and write your credit card number on the check, too.

The JCPenney Credit Card requirements for approval include having a credit score of at least 640 (fair credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. They must also have a physical...

It is not hard to get the JCPenney Credit Card, though it's not especially easy, either. This card is available to people with fair credit or better, which means that most people should have a shot at approval but there are also plenty of people who won't qualify.

In order to...

Yes, the JCPenney Credit Card may offer instant approval, but it is not guaranteed. Generally, this credit card gives instant approval to applicants who apply online or in-store and clearly meet the eligibility requirements.

 JCPenney Credit Card Approval Process

• After you submit your application, you may get approved instantly. Plus, your...

You can apply for the JCPenney Credit Card either online or by visiting your nearest JCPenney store. You cannot apply for this card over the phone.

How to Apply for the JCPenney Credit Card Online:

1. Visit the JCPenney Credit Card application website.
2. Add your SSN and mobile phone number to start...

To check your JCPenney Credit Card balance, log in to your Synchrony Bank account online or call customer service at 1-800-542-0800. It's also possible to check your JCPenney Credit Card balance through the Synchrony Bank app.

How to Check Your JCPenney Credit Card Balance

• Online: Log in to your Synchrony Bank...

The JCPenney Credit Card payment address is:

Synchrony
P.O. Box 960090
Orlando, FL 32896-0090

You can send your payment via check or money order. For that, you need to have a valid checking account from a U.S. financial institution. Make sure to add your JCPenney Credit Card account number, too. 

You can cancel your JCPenney Credit Card either online or over the phone at (800) 542-0800. To cancel your card online, log in to your account and go to the “Services” tab. 

What you should know before canceling your JCPenney Credit Card:

• Be aware that if there's a balance remaining...

To check your JCPenney Credit Card application status, call (800) 542-0800 and follow the prompts to get connected to a representative. Keep in mind that you'll need to provide your Social Security Number for verification. At the moment, there is no way to check the status of your JCPenney Credit Card application online. 

It...

If you lost your JCPenney Credit Card, you should report the incident and request for a replacement either online or over the phone at (800) 542-0800. You will need to provide your personal information, such as your date of birth and the last four digits of your Social Security Number. 

Ways to...