Info about JCPenney Mastercard has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.RewardsReviews4Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Get an extra 35% off select purchases when you open and use your card.
Receive Extra 20% and 5% on select merchandise.
Earn 1 point for every $1 spent on JCPenney qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction. Earn 1 point for every $1 spent on all other purchases.
Get a $10 JCPenney Rewards certificate for every 200 points.
Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
Provide your email address to get your $10 rewards via email
APR on Purchases
0% intro APR for 18 months, 29.74% (V) APR after that
Balance Transfers Not Allowed
JCPenney Mastercard Pros & Cons
No membership fees
35% discount initial rewards bonus
No balance transfers allowed
High regular APR
Requires good/excellent credit
JCPenney Mastercard's Additional Info
|cash advance fee||5% (min $10)|
|cash advance APR||29.74% (V)|
|foreign transaction fee||3%|
|max late fee||$41|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||41 days|
One application with two options you can get approved for. You can apply for the JCPenney Credit Card but the system will determine if you are eligible for either the Mastercard version or the Store Card.
Limited time offer - Deferred Interest Details: No interest if paid in full within 18 months on qualifying furniture & mattress purchases of at least $499 (after discounts).
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