What are the JCPenney Credit Card credit score requirements for approval?
The JCPenney Mastercard credit score requirement is at least 700. That means people with good credit or better have a shot at getting approved for the JCPenney Mastercard. The JCPenney Credit Card, on the other hand, requires a 640+ credit score (fair credit).
Other JCPenney Mastercard Approval Requirements:
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the JCPenney Mastercard, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the JCPenney Mastercard credit score requirement. You can check your credit score for free, right here on WalletHub.
