WalletHubNo membership fees1.99% intro APR on purchasesHigh rewards rate10,000 points initial rewards bonusNo intro APR on balance transfersRequires good/excellent credit
Info about the Navy Federal Credit Union GO REWARDS® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsFAQContactExcellent Credit, Good Credit
$0
Earn 10,000 bonus points (a $100 value) when you spend $500 within 90 days of account opening.
Earn 3 points per $1 spent at restaurants, 2 points per $1 on gas and 1 point per $1 on everything else with no limit on the total number of points you can earn.
Points can be redeemed for cash, travel, gift cards and merchandise.
No rewards expiration while account is open.
Earn more rewards by shopping with your Navy Federal credit card at Member Deals.
1.99% intro APR for 9 months, 14.24% - 18% (V) APR after that
APR: 14.24% - 18% (V)
Balance Transfer Fee
No membership fees
1.99% intro APR on purchases
High rewards rate
10,000 points initial rewards bonus
No intro APR on balance transfers
Requires good/excellent credit
| cash advance fee | $0.5 |
| cash advance APR | 16.24% - 18% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $20 |
| max overlimit fee | $0 |
| max penalty APR | 18% |
| grace period | 25 days |
No Cash Advance Fee if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction
Zero Liability policy for unauthorized purchases and fraud notifications.
Ability to freeze and unfreeze your cards.
Can't find what you are looking for? Submit your question about Navy Federal Credit Union GO REWARDS® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
There's no official Navy Federal GO Rewards income requirement, however, card issuers need income information to offer you a credit, and an income is definitely a must.
The higher your income, the higher your credit limit.
You can pay your Navy Federal GO Rewards Credit Card:
Navy Federal GO Rewards points are worth 1 cent per point. For example, 1,000 Navy Federal GO Rewards points have a value of $10. The value of Navy Federal GO Rewards points is the same regardless of how they are redeemed.
Navy Federal GO Rewards Point Values
Redemption Method | Average Point Value | Value of 1,000 Points |
| ... | 1 cent | $10.00 |
There's no way to tell in advance what's the Navy Federal GO Rewards credit card credit limit. It all depends on your income, debt and credit history, but they don't disclose a formula or something like that.
The minimum payment on the Navy Federal GO Rewards credit card is 2% of the balance owed or $20, whichever is greater. They use the same formula for all of their credit cards.
The Navy Federal GO Rewards Credit Card due date is at least 25 days after the close of each credit card billing period. Navy Federal GO Rewards Credit Card due dates are on the same day of the month for every billing period.
Things to Know About the Navy Federal GO Rewards Credit Card Due Date
You can redeem your rewards online. Simply log in to online banking: https://my.navyfederal.org/NFOAA_Auth/login.jsp. Choose your rewards card under "Loans & Credit Cards", locate your "Rewards Points" and select "Rewards" to enter the redemption center.
The easiest way to apply for the Navy Federal GO Rewards Credit Card is online. Applying online is fast, secure and you can do it at any time. But that's not the only way you can do it.
How to Apply For the Navy Federal GO Rewards Credit Card
Share your insights and review for the Navy Federal Credit Union GO REWARDS® Credit Card
applied to navy fed rewards card with a 660 credit score, no late payment on all accounts. DENIED!!!! I have read many reviews that people with late payments and lower credit score that are getting approved... SEEMS VERY STRANGE TO ME... I've been a member of navy fed for over 8 years. PLEASE EXPLAIN NAVY FEDERAL, PLEASE EXPLAIN. I'LL WAIT... 0 RATING FOR ME, LIKE I MAY TAKE MY BUSINESS ELSEWHERE..
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Offer last updated: Sep 18th, 2023 at 13:44 ET
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