Info about Navy Federal Credit Union GO REWARDS® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR114Reviews13Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 3 points per $1 spent at restaurants, 2 points per $1 on gas and 1 point per $1 on everything else with no limit on the total number of points you can earn.
Points can be redeemed for cash, travel, gift cards and merchandise.
No rewards expiration while account is open.
Earn more rewards by shopping with your Navy Federal credit card at Member Deals.
APR on Purchases
1.99% intro APR for 9 months, 13.24% - 18% (V) APR after that
Balance Transfer
1.99% intro APR for 9 months, 13.24% - 18% (V) APR after that
Balance Transfer Fee:$0
WalletHub Review
Navy Federal GO Rewards Credit Card Pros & Cons
No membership fees
1.99% intro APR on purchases
1.99% intro APR on balance transfers
High rewards rate
No initial rewards bonus
Requires good/excellent credit
Navy Federal GO Rewards Credit Card's Additional Info
Can't find what you are looking for? Submit your question about Navy Federal Credit Union GO REWARDS® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
There's no official Navy Federal GO Rewards income requirement, however, card issuers need income information to offer you a credit, and an income is definitely a must.
The higher your income, the higher your credit limit.
Navy Federal GO Rewards points are worth 1 cent per point. For example, 1,000 Navy Federal GO Rewards points have a value of $10. The value of Navy Federal GO Rewards points is the same regardless of how they are redeemed.
There's no way to tell in advance what's the Navy Federal GO Rewards credit card credit limit. It all depends on your income, debt and credit history, but they don't disclose a formula or something like that.
The minimum payment on the Navy Federal GO Rewards credit card is 2% of the balance owed or $20, whichever is greater. They use the same formula for all of their credit cards.
You can redeem your rewards online. Simply log in to online banking: https://my.navyfederal.org/NFOAA_Auth/login.jsp. Choose your rewards card under "Loans & Credit Cards", locate your "Rewards Points" and select "Rewards" to enter the redemption center.
The easiest way to apply for the Navy Federal GO Rewards Credit Card is online. Applying online is fast, secure and you can do it at any time. But that's not the only way you can do it.
How to Apply For the Navy Federal GO Rewards Credit...
Share your insights and review the Navy Federal Credit Union GO REWARDS® Credit Card
5
13%
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35%
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46%
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3%
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4%
3.5
114 reviews
114 reviews
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Daniel @dsmallsjr
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5 Star Rating
Verified Customer
Love this card. Had it for many years with minimal issues. Customer 3was great and fix the issue with ease. Love that it gives cash back that can be used toward payment on card.
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Kenneth @dkgroupllc2015
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1 Star Rating
Verified Customer
Honestly the best banking institution I've ever been a part of!I have several credit cards and loans thru them and never had any issues. 5 stars all around!
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Demetric @denisehudson13
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5 Star Rating
Verified Customer
Navy federal is the best for me and my family. I’d recommend them to all of my family and friends. Especially when it comes to interest rates and vehicle approval. I love Navy Federal
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mayesne @mayesne
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1 Star Rating
applied to navy fed rewards card with a 660 credit score, no late payment on all accounts. DENIED!!!! I have read many reviews that people with late payments and lower credit score that are getting approved... SEEMS VERY STRANGE TO ME... I've been a member of navy fed for over 8 years. PLEASE EXPLAIN NAVY FEDERAL, PLEASE EXPLAIN. I'LL WAIT... 0 RATING FOR ME, LIKE I MAY TAKE MY BUSINESS ELSEWHERE..
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Vanessa @yesss76549
Hello, I would call them and ask for what is called a reconsideration. They will reconsider your application. Many banks allow this with credit card and loans. Done it myself and was approved. Good luck!?
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Anne @annehoffert
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5 Star Rating
Verified Customer
Navy Fed is a wonderful place to bank. Low rates for loans and credit cards and great customer service that is based in the US. The people here have a willingness to treat their customers like owners b/c at a credit union that’s what you are, one of the owners.
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Kimberly BoydHarris @Yamahaw12
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5 Star Rating
Navy Federal Credit Union is awesome! Got approved for a Go Rewards card with a 560 credit score with a credit limit of $3400. I had been working on my credit and it feels so good to finally get approved fo a UNSECURED credit card! Will definitely take good care not to mess this up!
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labritneyh @labritneyh
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5 Star Rating
Verified Customer
Thankful for this opportunity. I applied on 7/16 for the GO REWARDS CC and was Instantly approved for 15k. Prior to me restoring my credit starting November 2018 , my scores were trending in the 450’s. Upon application Ex: 677, TU 670 & EQ 659. For the Go rewards card my TU report was pulled. On Sunday of this same week Navy federal also financed me a 2019 Honda Accord. For the auto loan TU and EQ were pulled. 6.24% interest rate which is the best I’ve ever had.
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george green @georgeg_100
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5 Star Rating
Verified Customer
Just got approved for 15k limit. I applied back in march and got denied so I did the secure card and kept it for a few months and then reapply and got approved. Thank you navy federal for giving me a chance and my score was in the low 600s
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valeriepaez3 @valeriepaez3
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5 Star Rating
I have been working hard to repair my credit after my second divorce. I may not be where I would like to be but with every year I get closer. Two years ago I had a Vantage Score of 518 TU and my FICO score was even lower at 486. Divorce took a hit on my credit. Capital One took a chance on me with a $500 credit card and another with $1100 two years ago. I was finally able to purchase my FIRST brand new car financed by Toyota Motor Credit but WOW I was hit with almost a 15% APR. Six months after my purchase I was approved for a refinance with NFCU and was given a 4.69% APR, the lowest APR I had EVER had in my life. A year later they refinanced me again after the need to trade it my previous vehicle for a larger one.
Now, six months later I was approved for the GO Rewards credit card with the largest credit limit I have ever had. I was surprised with the CL and the representative said "Our members are more than a number, we look at everything."
I couldn't agree more!!
Scores
Vantage Score TU 637, EQ 629
FICO Scores TU 645, EQ 617, EX 601
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5
3
Darrick Chain @darrickc
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5 Star Rating
This has been a great credit card for me. I am extremely happy with the interest rate, monthly payments and the best feature is earning reward points which can be spent on a variety of products. It is up to you if you want to save points or spend small amounts. For example, you can get gift cards for a lot of places which you can use to save money which is extremely handy. This way you can use your credit card for a lot of purchases and build up more points for free purchases (as long as you pay the amount of in reasonable time of course!). The service from Navy Federal is always excellent and I’ve been very happy.
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Review Navy Federal Credit Union GO REWARDS® Credit Card
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