The easiest way to apply for the Kohl's Credit Card is online. You'll need to provide some personal information, but it shouldn't take you more than a few minutes to complete the application.

You can also apply for a Kohl's Credit Card in-store, by talking to a cashier or customer service agent. They will give you a paper application form, and you'll need to provide the same information as you would online. You cannot apply for this card over the phone.

How to Apply for a Kohl's Credit Card Online

1. Go to the Kohl's Credit Card website.
2. Click the “Apply Now” button.
3. Fill out your name, address, phone number, Social Security number, date of birth, annual gross income, and email address.
4. Review the disclosures. This tells you your interest rate and other important information.
5. Click “Review,” and review your application.
6. Submit your application. You will often get a decision instantly.

Keep in mind that the Kohl's Credit Card requires at least fair credit for approval. If you are unsure about getting approved, you can check to see if you're pre-qualified for the Kohl's Credit Card first.

The credit score you need for the Kohl's Credit Card is 640 or higher. That means people with a least fair credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things...

You can qualify for the Kohl's Credit Card pre-approval if you have at least fair credit and your other financial information matches the issuer's criteria for sending you an offer. You can also check if you if you pre-qualify online, without hurting your credit score. 

It is...

The benefits of a Kohl's Card include a 35% discount on your first purchase and 7.5% in rewards on qualifying Kohl's purchases. This card also offers $0 fraud liability protection and monthly credit bureau reporting, which are relatively common benefits for credit cards.

Kohl's Credit Card Benefits

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You can check your Kohl's Credit Card application status anytime by calling (800) 564-5740. The issuer does not provide a tool to check your application status online at the moment.  

If you applied for a Kohl's Credit Card and did not receive instant approval, the issuer will send...

The easiest way you can pay your Kohl's Credit Card is either online or through the mobile app. Alternatively, you can make a payment over the phone, by mail, or at a Kohl's location. The issuer does allow cardholders to set up automatic payments, too.

Ways to...

The customer service phone number for Kohl's Credit Card is (855) 564-5748. You can call customer service from Monday through Saturday from 7 a.m. until 9 p.m. CT, and on Sundays, from 10 a.m. until 8 p.m. CT.

You can also use Kohl's online chat function on their...

The starting credit limit for the Kohl's Credit Card is $300. So everyone who gets approved is guaranteed $300+ in spending power.

But you could get more, because your credit limit will be determined based on your credit score, income and overall creditworthiness.

If you're not satisfied with...

You can check your Kohl's Credit Card balance either online or by calling customer service at (855) 564-5748. It's also possible to check your Kohl's Credit Card balance through Kohl's mobile app.

Here are some more details on how to check your Kohl's Credit Card balance:

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The Kohl's Credit Card approval requirements include a credit score of 640 or higher; this means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income and existing debt obligations when making a decision.

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