Info about Kohl's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR1,379Reviews119Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save 35% on your first purchase using your new Kohl’s Credit Card within 14 days of credit approval.
Earn 7.5% back in rewards on every qualifying purchase made at Kohl with your new card. Enrollment required.
Cash promotional events from time to time. During these events, select purchases earn an additional $10 for every $50 spent in a single transaction during the event.
Enjoy a special anniversary offer every year.
This card entitles you to extra savings offers throughout the year.
Spend $600 with your card by the end of the year to receive additional offers throughout the year and enjoy monthly free shipping events
The Kohl’s Credit Card is a good credit card for people with fair credit or better who shop at Kohl’s regularly. The Kohl’s Credit Card can only be used for Kohl’s purchases, but it’s still worthwhile because new cardholders have 35% discount on their first purchase and earn 7.5% in... show more
Can't find what you are looking for? Submit your question about Kohl's Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The easiest way to apply for the Kohl's Credit Card is online. You'll need to provide some personal information, but it shouldn't take you more than a few minutes to complete the application.
You can also apply for a Kohl's Credit Cardin-store, by talking to a cashier or customer service agent. They will give you a paper application form, and you'll need to provide the same information as you would online. You cannot apply for this card over the phone.
Fill out your name, address, phone number, Social Security number, date of birth, annual gross income, and email address.
Review the disclosures. This tells you your interest rate and other important information.
Click “Review,” and review your application.
Submit your application. You will often get a decision instantly.
Keep in mind that the Kohl's Credit Card requires at least fair credit for approval. If you are unsure about getting approved, you can check to see if you're pre-qualified for the Kohl's Credit Card first.
The credit score you need for the Kohl's Credit Card is 640 or higher. That means people with a least fair credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things...
You can qualify for the Kohl's Credit Card pre-approval if you have at least fair credit and your other financial information matches the issuer's criteria for sending you an offer. You can also check if you if you pre-qualify online, without hurting your credit score.
The benefits of a Kohl's Card include a 35% discount on your first purchase and 7.5% in rewards on qualifying Kohl's purchases. This card also offers $0 fraud liability protection and monthly credit bureau reporting, which are relatively common benefits for credit cards.
You can check your Kohl's Credit Card application status anytime by calling (800) 564-5740. The issuer does not provide a tool to check your application status online at the moment.
If you applied for a Kohl's Credit Card and did not receive instant approval, the issuer will send...
The easiest way you can pay your Kohl's Credit Card is either online or through the mobile app. Alternatively, you can make a payment over the phone, by mail, or at a Kohl's location. The issuer does allow cardholders to set up automatic payments, too.
The customer service phone number for Kohl's Credit Card is (855) 564-5748. You can call customer service from Monday through Saturday from 7 a.m. until 9 p.m. CT, and on Sundays, from 10 a.m. until 8 p.m. CT.
You can also use Kohl's online chat function on their...
The Kohl's Credit Card approval requirements include a credit score of 640 or higher; this means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income and existing debt obligations when making a decision.
Share your insights and review the Kohl's Credit Card
5
40%
4
28%
3
15%
2
7%
1
10%
3.8
1,379 reviews
1,379 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Lisa @lgauthier1972
Report Abuse
5 Star Rating
Verified Customer
Great card for buying online...always find some good deals...not fond of going into the Kohl's store....too clustered confusing...also lacks in customer service...can walk around for hours and still not see a staff member except behind the register...no one asks if u need help nor is there a greeter....ugh
show more
show less
Comment
0
0
Michael @michaeld_reid
Report Abuse
1 Star Rating
Verified Customer
Terrible card. Security is so tough, it’s impossible for the actual card holder to use it. Forget this product, your better off with just a regular Mastercard or Visa Card. Wish I could say better things, but I can’t.
show more
show less
Comment
0
0
Mariela @mariela_varela19
Report Abuse
4 Star Rating
Verified Customer
I love the offers Kohl's has! It makes it easy to make payments when their card is integrated into their shopping application. I also get reminders on when payment is due.
show more
show less
Comment
0
0
Jim Bessette @infinitycw79
Report Abuse
1 Star Rating
I got the card and made a purchase. Never got a bill. I look at my credit report and was dinged 100+ points for non payment. As soon as I knew the bill existed, I paid in full. I have brain cancer, looking to buy another house that's wheelchair friendly. Not now. 3 kids under 6 and my wife will have to carry me around in some instances. Steer clear of this company.
show more
show less
Comment
0
0
rankontopsales @rankontopsales
Report Abuse
5 Star Rating
Verified Customer
We love our Kohl's card. It took a little responsibility and a couple years to get this card. But we love it because of the points and the discounts.
show more
show less
Comment
0
0
Nandini @nandykrish
Report Abuse
2 Star Rating
Verified Customer
Not a happy customer of this shop or their deals. I am not benefiting as most of their rewards expire before I go for my shopping.
show more
show less
Comment
0
0
Kelly @kd_polston
Report Abuse
5 Star Rating
Verified Customer
It's a department store credit card. When using the accumulated points in conjunction with the Kohl's cash, the savings really add up.
show more
show less
Comment
0
0
Elizabeth @lucylou1299
Report Abuse
5 Star Rating
Verified Customer
It's not a bad card. Has helped me establish credit. I never purchase more than I can pay off with one paycheck. I think this card works well for me.
show more
show less
Comment
0
0
chr_pierce72 @chr_pierce72
Report Abuse
1 Star Rating
Verified Customer
Recently requested a credit line increase. The second increase I have requested in 7 plus years. The first one was granted immediately over the phone the second time I was given bad information and treated like a panhandler on the street. I have an exceptional credit rating. My debt to income is awesome. I have other cards with a 50,000+ limit but yet Kohl’s does not want to increase my limit from $700 just like a slap in the face and again being treated like I’m panhandling for money was the impression they gave me, needless to say I will not be using my Kohl’s card unless my house catches on fire and I have no other option! Yes I will shop elsewhere plenty of options out there! I went to the length of trying to get to the bottom of this with the supervisor and was treated even more poorly with this type of customer service. I think Kohl’s will be heading down the tubes. Used to enjoy shopping there used to get good service last three or four times. I’ve tried to get help was non existent!
show more
show less
Comment
1
0
lisa @lisah14
Report Abuse
1 Star Rating
Verified Customer
This card has a very very high interest I think it's out of control they charge like 79 a month even if u haven't made purchase and my experience they make sure you go over your credit limit even when not making purchas so 89 a month on ,2500;credit card never lowers don't get this card n they won't lower the interest they charge makes it impossible to pay off ver disappointed
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
