The KingSize Credit Card is a good card to consider if you have a 640+ credit score and you like to buy clothes from KingSize and other FullBeauty brands (such as OneStopPlus, Catherines and Active For All). The card is worth getting because you can save 5% on purchases without paying an annual fee. You can even get a small initial bonus on top of that.  

If you decide to get this card, it’s important that you pay your full statement balance by the due date every month. That will prevent the card’s extremely high APR from kicking in. If you’re still not sure whether you should apply or continue looking for a better credit card offer, keep reading below. 

What I Like About the KingSize Credit Card

Pair of $10 bonuses

You can get your first $10 bonus in the form of a discount if you make a purchase of $25 or more when you open your account. You then get your second $10 bonus as a bonus reward on your first billing statement. So, you could get $20 back for spending as little as $25. That’s pretty darn good in percentage terms, but it isn’t amazing in terms of total savings. You can save more with some other store cards as well as many general-purpose credit cards with big initial bonuses.  
 

5% back in points on purchases

The KingSize Credit Card rewards you with 1 point per $1 spent at any of the fullbeauty brands. That might not sound like much, but you only need 200 points for a $10 reward certificate. In other words, you’re earning the equivalent of 5% back, which is on par with what the best store cards provide.  

The best part is this high earning rate applies to purchases from all the FullBeauty brands, not just KingSize.
The list includes:

•    Active For All 
•    BrylaneHome 
•    Catherines 
•    CUUP
•    Ellos 
•    ELOQUII
•    Fullbeauty Outlet 
•    Intimates For All 
•    Jessica London 
•    June + Vie 
•    KingSize
•    OneStopPlus 
•    Roaman’s 
•    Shoes For All 
•    Swimsuits For All
•    Woman Within 
 

Other perks

Like most store credit cards, the KingSize Credit Card gets you benefits like a birthday discount and free shipping on qualifying orders. These benefits probably won’t influence your card selection too much, but they’re nice to have anyway. 
 

No annual fee

This is the norm for a store credit card, but it still beats the alternative. The average annual fee among credit card offers available right now is $26.75, according to WalletHub research, and some cards charge hundreds of dollars per year. 
 

Good reviews 

Around three-quarters of the KingSize Credit Card’s user ratings give the card 4-5 stars (out of 5). That’s definitely a good sign. 

What I Don’t Like About the KingSize Credit Card

Very high APR 

The KingSize Credit Card has one of the highest interest rates on the market. If you want to save money with this card, you need to pay your bill in full by the due date every month. That will keep your card free of interest.