American Eagle Credit Card ReviewsReviews, rates, fees and rewards details for the American Eagle Outfitters (AEO) Credit Card. Compare to other cards and apply online in seconds.John KiernanWalletHub
Info about American Eagle Outfitters (AEO) Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR316Reviews39Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Get 30% off your first purchase in store or online at ae.com or aerie.com.
Earn 15 points per dollar spent on AEO purchases. Earn 5 points per dollar spent everywhere else Visa is accepted.
Get a $5 reward for every 1,250 points earned.
Earn double points on qualifying jeans purchases (30 points per dollar).
Get a 20% off birthday coupon. Plus, get free standard shipping & returns.
Achieve Level 3 by spending more than $350 a year at AEO Locations and start earning 20 points per dollar spent on AEO purchases.
American Eagle Outfitters (AEO) Credit Card Pros & Cons
No membership fees
High rewards rate
30% discount initial rewards bonus
Spending caps on rewards
No intro APR on purchases
No balance transfers allowed
Foreign fee
American Eagle Outfitters (AEO) Credit Card Review
John Kiernan
3.9 / 5
Whichever American Eagle credit card you get (the Visa or the store card), you’ll receive a healthy first-purchase discount and solid ongoing AEO rewards. Plus, there’s no annual fee. So if you’re a fan of American Eagle Outfitters, you should definitely have an American Eagle card in your wallet.
Here’s... show more
View 316 User Reviews
American Eagle Outfitters (AEO) Credit Card's Additional Info
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Ways to Make an American Eagle Outfitters (AEO) Credit Card Payment
Online: Log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from.
You can also pay as a guest, without logging in on the American Eagle Outfitters (AEO) Credit Carddedicated web page.
Over the phone: For the American Eagle Outfitters (AEO) Credit Card (the Visa version), call (866) 913-6765, enter your card information and say "Make a payment" when prompted.
By mail: Send a check or money order (but not cash) to:
AE or Aerie Real Rewards Visa PO Box 960013 Orlando, FL 32896-0013
For American Eagle Outfitters (AEO) Store Card payments, send your check to:
AE or Aerie Real Rewards Store Card PO Box 530942 Atlanta, GA 30353-0942
If you choose to make a payment via mail, make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
The American Eagle Outfitters (AEO) Credit Card can be used wherever Visa is accepted. That is pretty much anywhere in the world, as Visa benefits from extensive worldwide acceptance. Just bear in mind that when you use your American Eagle Outfitters (AEO) Credit Card abroad, or online, through international merchants, your transactions are subject to a foreign transaction...
You can perform an American Eagle Credit Card cash advance at any ATM, provided that you have obtained a PIN from the card's issuer. To get your PIN, you can call customer service at 1-800-843-0875.
Just take into account that cash advances are quite expensive. You'll have to pay ...
The main American Eagle Outfitters (AEO) Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit (a credit score of 700...
Unfortunately we cannot provide a very specific reason why you're getting calls acout your American Eagle credit card, as we do not have enough information about the situation of your account, but we advise you to call the issuer's customer service at 1-800-843-0875 as they will be able to assist...
No, unfortunately gift cards are not a form of accepted payment. You can, however, use the gift card to make a purchase that you would ordinarily charge to your credit card and save that way.
You can reopen your closed American Eagle Outfitters Credit Card by calling the issuer, Synchrony Bank in this case, and requesting that it be reinstated. The number is 1-800-843-0875.
Depending on the circumstances in which your account was closed and how long it has been since then, reopening your...
American Eagle Outfitters (AEO) Credit Card Reviews
Share your insights and review the American Eagle Outfitters (AEO) Credit Card
5
18%
4
53%
3
19%
2
2%
1
8%
3.7
316 reviews
316 reviews
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Chasityamanda @Chasityamanda
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1 Star Rating
Verified Customer
Super high APR. I wish they would have chosen a different bank for their card because Synchrony is absolutely terrible. They close your account for any little thing. I would be very careful when thinking about your credit with them. Won’t recommend
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ddorgis @ddorgis
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1 Star Rating
Verified Customer
The worst credit card i have ever had, the low your credit score for nothing. Always pay my bills on time, only one time i forgot and pay double to correct the error. The decrease my limit and i dont use the card very often. Im waiting to cancell my card. not even in the 50% of credit line. Also they have horrible clothes, bad quality, and no variety. I even speak to a lady call Anny she was useless, they never let me know about the decrease. I prefer other cards such as TJ mAx.
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Abel @you4latin2
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2 Star Rating
Verified Customer
Good card but I hardly use it. If you are looking to shop for clothes that are on sale or clearance then this card is for you. Hope you enjoy.
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Sara @sewyman
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4 Star Rating
Verified Customer
The issue with this card is the lack in limit increases. Though they upgraded me to the Visa the credit line didn’t go up. I did use this card to start building my credit and that did well. Be sure to pay in full at 12/15 day point.
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Elmer @rhardy1775
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1 Star Rating
Verified Customer
Synchrony bank will close your account for no reason I had a zero balance I have paid my bill always on time never went over the credit limit the other day my account was closed it happened to my bank card and my Lowe’s card I suggest to stay away from synchrony
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russportnoy @russportnoy
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1 Star Rating
This card and company is garbage They decreased the approval amount twice when it’s supposed to be other way around for good payment history. Don’t waste ur time on this. Better off just buying at hollister
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Louis V @Bitholov
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4 Star Rating
There are big errors in the review when evaluating the rewards offered by this card. It offers 30 points/$1 ( 12% back) on purchases at AEO and Aerie (40 points/$1 or 16% back at level 3), and 5 points/$1 (2% back) on other purchases. The rewards for jeans are double: 24% (32% at level 3). This card is much better than 3.9 / 5.
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Louis V @Bitholov
On qualifying jeans purchases the reward is 12% and at level 3 is 16%.
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Louis V @Bitholov
Correction: On qualifying jeans purchases the reward is 24% and 32% at level 3.
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Dan @dm314
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5 Star Rating
Verified Customer
I never really used this card, hoping to take my score away. Thank you for letting me close this account. Have a super blessed day!
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dkbowman27205 @dkbowman27205
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1 Star Rating
Verified Customer
Worst card ever!! If you don’t keep a high balance and use it consistently they will lower your credit limit with out your knowledge..I closed this card and will never get another one. I gave it one star only because I had to give it something to write this review. Do not get this card!!!
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vanorsdale18 @vanorsdale18
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1 Star Rating
Terrible. Applied twice cause I would really enjoy having the credit card. I use Victoria Secret credit card and hate it, would trade for AE any day. Applied twice in a year span and denied both times. First time I understood because my credit was still fairly new. I was still denied and it’s ridiculous, how realistic is it for someone that is literally in the customer target range age for it, to have a perfect credit score and $0 balance? Well who cares cause I’ll just shop else where from now on.
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Review American Eagle Outfitters (AEO) Credit Card
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