Macy's Credit Card
Macy's Credit Card
Info about Macy's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards420Reviews107Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.
All members get 25% off any day of choice with Star Passes. Savings events and more.
Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases.
Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.
Get 3% back (3 points/$1) in rewards at Restaurants including food delivery, 2% back (2 points/$1) in rewards at Gas Stations & Supermarkets. 1% back (1 point/$1) in rewards everywhere else.
Rewards go toward Star Money which you can use at Macy's with no merchandise exclusions. Once you accumulate 1,000 points, a $10 Star Money reward will be issued.
APR on Purchases
Balance Transfers Not Allowed
Macy's Credit Card Pros & Cons
No membership fees
High rewards rate
20% discount initial rewards bonus
Spending caps on rewards
No intro APR on purchases
No balance transfers allowed
Macy's Credit Card's Additional Info
|cash advance fee||4% (min $5)|
|cash advance APR||29.74% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$41|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Online Account Access.
Special partner savings on dining, shopping and more.
Exceptional value on flights, hotels, car rentals, cruises and vacation packages.
Questions & Answers
Can't find what you are looking for? Submit your question about Macy's Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
- Most Popular
- Most Upvotes
Compare The Macy's Credit Card
Macy's Credit Card Reviews
Share your insights and review the Macy's Credit Card
What's Your Rating?
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.