The easiest way you can pay your Belk Credit Card is either online or over the phone, by calling (877) 295-2080. Alternatively, you can pay your credit card bill at your nearest Belk store, or via mail. The same paying methods apply to the Belk Store Card, too.

Here's how to pay your Belk Credit Card:

• Online: You can make a Belk Credit Card by logging in to your online account. You can also pay as a guest, without logging in.
• Phone: If you prefer to make a payment over the phone, call customer service at (877) 295-2080.
• At a Belk store: You van pay your credit card bill in person, by visiting your nearest Belk store location.
• Mail: To pay your credit card via mail, send a check or money order (but not cash) to the following address:
   
  Synchrony Bank/Belk
  P.O. Box 530940
  Atlanta, GA 30553-0940

Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.

You can check your Belk Credit Card application status over the phone at (855) 752-8046. To check the Belk Store Card application status, call (800) 669-6550.

How to Check Your Belk Credit Card Application Status

1. Call (855) 752-8046 to check your Belk Credit Card application status. For the Belk Store Card, call (800) 669-6550. 
2. When prompted,...

You need a credit score of at least 700 to get the Belk Credit Card. That means good credit or better is required for approval. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

In addition to your credit score, there are other...

You can check your Belk Rewards credit card balance online or you can download the Belk app where you can manage your credit card account, schedule payments and make purchases. For technical support, call 866-560-4456.  

Alternatively, call 877-295-2080 to check your Belk Rewards credit card balance by phone.

Yes, you can use your Belk Credit Card anywhere a Mastercard is accepted.

The Belk Store Card, on the other hand, can only be used at Belk stores. Most store cards only work for a specific store.

You can get a Belk credit card cash advance at any ATM if you have the Mastercard version. Take into account though that cash advances are extremely expensive.

If you have the store card (without the Mastercard logo), there are obvious limitations: you can't use it at any other store...

No, the Belk Credit Card isn't a charge card. It's a regular credit card that lets you carry a balance between months. Just remember that if you do plan to keep a balance on your card, you'll be charged interest for it.

Charge cards are credit cards as well, they just work...

There could be many reasons why your Belk Credit Card application was denied.

In most cases, it's because of:

• A low credit score
• Not enough income
• Too many recent inquiries on your credit report
• A recent delinquency

Try building your credit score...