The easiest way you can pay your Dillard's Credit Card is either online or over the phone at (800) 643-8278. Alternatively, you can make a payment in a Dillard's store, or by mail. The same payment methods apply to the Dillard's Store Card, too.

How to Pay Your Dillard's Credit Card

• Online: You can make a payment online by logging in to your account. You have to enroll in Dillard's card services to access online payment options.
• Over the phone:...

You can apply for the Dillard's Credit Card either online or at a Dillard's store location. Alternatively, you can call their customer service at (800) 643-8276 and ask them to send you a paper application via mail. The same methods apply to the Dillard's Store Card, too.

How to Apply for the Dillard's Credit Card

• Online: To apply online, the issuer requires a photo of your ID to help verify your identity. Then, complete the application form and click “Submit”.
• ...

You can check your Dillard's Credit Card application status either online or over the phone at (866) 834-6294. The same methods apply to the Dillard's Store Card, too.

To check your status online, you will need the access code you have received on your application email, along with your date of birth and the last 4 digits of your Social Security Number (SSN). To check your status over the phone, call the number mentioned above and enter your SSN...

You can request a Dillard's Credit Card credit limit increase directly from Wells Fargo, the issuer, by phone or online.

• Call Wells Fargo customer service at 800-643-8278.
• Log into your online banking account and go to the “Manage Credit Limit” tab.

Wells Fargo gives you the option to increase your credit card limit by either making a general increase request (which increases your total available credit) or by reallocating your credit...

Yes, you can get instantly approved for the Dillard's Credit Card, if you apply either online or in-store. However, getting approved for an account immediately is never guaranteed. There are several things that can increase your chances of getting approved right away, from having at least good (700+) credit to making sure you fill out the application accurately.

Factors That Increase the Odds of Dillard's Credit Card Instant Approval

• Credit score: This card requires at least...

You can cancel your Dillard's Credit Card by calling their customer service department at 800-643-8278.

Just make sure to pay any pending balance and redeem your rewards first. You won't be able to close your account with an unpaid balance, and you'll lose any unredeemed rewards once your account is closed.

You cannot qualify for a Dillard's Credit Card pre-approval.

Dillard's issuing bank, Wells Fargo may send you a pre-approval offer in the mail if it thinks you may be a good fit for the card, but you cannot request it. If you do get an offer, it simply means you have a pretty high chance of getting approved, the offer itself does not guarantee approval.

In any case, whether you get a pre-approval...

The Dillard's Credit Card is designed for people with good (660 – 719) and excellent (720 – 850) credit score.

If you're not sure where you stand right now, you can check your latest credit score for free on WalletHub, the only site with free daily updates to your scores and reports.

And if you find out that your credit isn't quite up to par, working to improve it can drastically increase your approval chances. For advice on what to do, check...

You can request a Dillard's Credit Card PIN at 800-643-8278.

Once you have it, you'll be able to get cash advances at ATMs and use the card in Europe. But I wouldn't really recommend either, to be honest. Cash advance fees hurt like hell, and you've got a 3% foreign transaction fee if you're thinking of using the card abroad.