American Eagle Outfitters (AEO) Store Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and rewards details for The American Eagle Outfitters (AEO) Store Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rate30% discount initial rewards bonusQualify with fair creditSpending caps on rewardsHigh regular APR
Info about American Eagle Outfitters (AEO) Store Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR210Reviews10Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Get 20% off your first purchase in store or online at ae.com or aerie.com.
Earn 15 points for each $1 spent at AEO or Aerie. Receive $5 for every 1,250 points earned.
Get a 20% off birthday coupon. Plus, get free standard shipping & returns.
Earn double points on qualifying jeans purchases (30 points per dollar).
Achieve Level 3 by spending more than $350 a year at AEO Locations and start earning 20 points per dollar spent on AEO purchases.
APR on Purchases
30.74% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
American Eagle Outfitters (AEO) Store Card Pros & Cons
No membership fees
High rewards rate
30% discount initial rewards bonus
Qualify with fair credit
Spending caps on rewards
High regular APR
American Eagle Outfitters (AEO) Store Card's Additional Info
Can't find what you are looking for? Submit your question about American Eagle Outfitters (AEO) Store Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Cardholders report initial American Eagle Outfitters Store Card credit limits of at least $500.
Unfortunately, there is no way to determine exactly what your credit line will be, but your creditworthiness will play an important role. Much also depends on your current debt obligations as well as your disposable income.
Yes, the American Eagle Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the American Eagle Store Card. A hard pull...
You can get an American Eagle Store Card credit limit increase online or by calling Synchrony Bank at 1-877-379-8173.
Store cards can have pretty low credit limits to begin with, so it is definitely worth a try to increase yours, especially if you're a frequent customer.
Yes, the American Eagle Outfitters (AEO) Store Card reports to all three major credit bureaus (Equifax, Experian and TransUnion) on a monthly basis. The American Eagle Outfitters (AEO) Store Card reports information related to all the names on the account record, including authorized users.
There are a variety of reasons why an AEO store card application might get declined.
You should be able to quickly determine what you need to work on because credit card issuers are required to disclose the reason for your application's denial in their rejection letter.
When you apply for the AEO card from Synchrony, the lender is most likely to check your credit report from TransUnion. But that can change based on the state in which you live.
The American Eagle Store Card credit score requirements are pretty lean if you ask me. As with most store cards, they'll require a score of at least 640, which is the lowest credit score that puts you in the fair credit area. Anything higher than that and your odds improve...
American Eagle Outfitters (AEO) Store Card Reviews
Share your insights and review the American Eagle Outfitters (AEO) Store Card
5
16%
4
45%
3
27%
2
7%
1
5%
3.6
210 reviews
210 reviews
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lisa @lisah14
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5 Star Rating
Verified Customer
Good card but even if u have paid n full they never will raise your credit limit..which is kinda unfair especially when u been with them like years they will never raise your 200$ctedit
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Michelle C @mkpanlasigui
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5 Star Rating
Verified Customer
Great card for shopping. I always pay it off right away. Great store savings when I use my American Eagle Credit card, double and sometimes triple points.
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Charlene @charlene29631352003
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5 Star Rating
Verified Customer
Love it w Love it love it woo hoo woo yay I use the card to shop for my sons school close and some of the personal items that he likes and they have good genes
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Kala @dollface1978
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1 Star Rating
Verified Customer
Randomly decrease limit when my card hadn’t been used without informing me which caused me to use over 30% of my limit when I did use it!
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Anna @annaleenewcomb1981
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5 Star Rating
Verified Customer
The American Eagle outfitters card is a OK card to have they do not allow much of a limit though and have not ever raised it. I always use it when I need to
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Louis V @Bitholov
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4 Star Rating
There are big errors in the review. This card offers 30 points/$1 (12 % back) (40 points/$1 or 16% back at level 3) and on jeans purchases 60 points/$1 (24% back) (80 points/$1 or 32% back at level 3).
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Natasha Bitner @natasha227
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2 Star Rating
This card was great.. initially. You got 10% off every purchase. As of May 1st they stopped. Now you get two times points or something. I only used the card for the discount. At this point it’s better to use Apay and not pay interest. Plus I never got an update or notice of the change. The deals and discounts have slowly disappeared year after year. Now it’s just another high interest credit card.
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Calvin W @tocureistocare
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5 Star Rating
Verified Customer
My young nieces and nephews love me for shopping with American Eagle Outfitters to buy their Christmas and birthday gifts. I find it to great selections to choose from.
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NILDA @nildam2004
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5 Star Rating
Verified Customer
Me gusta tarjeta pq la utilizo mucho cuando tiran muchos especiales online y para eso es exelente pq no hay que visitar la tienda y online tiene los mejores precios
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Pedro Sanchez @psanch11
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1 Star Rating
Only missed one payment due to an incident I had with my bank. They marked me as delinquent and closed the account over 25 bucks missed payment. What’s sad is that I only owe them less then 200 bucks paid it all and walked away I say if you considering this company just walk way there just going to hurt your credit
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