Cardholders report initial American Eagle Outfitters Store Card credit limits of at least $500.

Unfortunately, there is no way to determine exactly what your credit line will be, but your creditworthiness will play an important role. Much also depends on your current debt obligations as well as your disposable income. 

Yes, the American Eagle Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

There is no way to pre-qualify for the American Eagle Store Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it...

It should take maximum 10 days to get the American Eagle Outfitters (AEO) Store Card after your approval. As per their website, you can expect to receive your card within 5-7 business days from the date of your application approval.

If your card doesn't arrive within the typical delivery time window, you should call customer service at (800) 843-0875 to check on it. They'll be able to send you a replacement card if the original got lost in the mail.

You can request an American Eagle Outfitters (AEO) Store Card credit limit increase online or by calling customer service at 1 (877) 379-8173. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony Bank has on file. Synchrony Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher...

Yes, the American Eagle Outfitters (AEO) Store Card reports to all three major credit bureaus (Equifax, Experian and TransUnion) on a monthly basis. The American Eagle Outfitters (AEO) Store Card reports information related to all the names on the account record, including authorized users.

When applying for the American Eagle Outfitters (AEO) Store Card, keep in mind that a hard inquiry will be made on your credit report from any of the three major credit bureaus. So make sure to unfreeze your credit reports before applying. There is a big overlap between the...

Your American Eagle Outfitters (AEO) Store Card application may have been denied for various reasons, such as a low credit score, not enough disposable income, or too much debt. You should receive a letter from Synchrony Bank explaining the exact reason for the denial.

If you feel your application deserves a second look, you can call Synchrony Bank to ask for reconsideration. However, you're only likely to succeed if you can prove your credit and/or income are significantly better than...

The American Eagle Outfitters (AEO) Store Card will likely use TransUnion to assess your creditworthiness when you apply, though it uses other bureaus on occasion. So, if any of your credit reports are frozen, you should unfreeze them before applying for the card. 

Key Things to Know

• When you apply, Synchrony bank will perform a hard inquiry on your credit report, which might temporarily reduce your credit score by up to 5 points.
• If you're approved for...

Well, there's no application status page, but you could just call them at 1-800-843-0875.

The American Eagle Outfitters (AEO) Store Card minimum payment is $30 ($41 if you missed a payment) or 1% of the statement balance, plus fees, past-due amounts, interest, and any required payment on promotional plans - whichever is higher. If the statement balance is less than $30, the American Eagle Outfitters (AEO) Store Card minimum payment will be equal to the balance.

The minimum payment is the smallest amount you're obligated to pay by the due date to keep your American Eagle Outfitters (AEO) Store Card account in good...

To add an American Eagle Outfitters (AEO) Store Card authorized user call customer service at (800) 843-0875. You will need to provide the authorized user's personal information, including their full name, in order to add them as an authorized user on your American Eagle Outfitters (AEO) Store Card account.

Once added as an authorized user, the individual will receive their own credit card, sent to your mailing address, within a few weeks of being added to the account. The authorized user's card will have full...