ExxonMobil Gas Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and rewards details for The ExxonMobil Gas Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rateQualify with fair creditHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
ExxonMobil Gas Card has a rating of 2.8/5 according to our proprietary credit card rating system. This rating reflects how appealing ExxonMobil Gas Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Improve Credit by Paying in Full Each Month'. To break it down further, ExxonMobil Gas Card earned a score of 5.0/5 for Fees, 0.0/5 for Rewards, 3.9/5 for Cost, and 3.7/5 for User Reviews. Info about the ExxonMobil Gas Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.7/5
389 reviewsRead and write reviews
Market Comparison
Market Comparison
2.7
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Improve Credit by Paying in Full Each Month” for this card.
Fees
5.0
Rewards
0.0
Cost
3.9
Other Features
0.0
2.7/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
33.24% (V)
Balance Transfer
Balance Transfers Not Allowed
Rewards
Save 12¢ per every gallon of Synergy Supreme+ premium gasoline and 10¢ per gallon on regular, mid-grade and diesel fuel.
Get 5% back on drinks, snacks, car washes and more as a statement credit on the first $1,200 in non-fuel purchases per year.
ExxonMobil Gas Card's Additional Info
Flexible payment terms – Pay your bill in full each month or just make the minimum payment.
View monthly itemization for each card and/or person on your account.
Accepted at more than 12,000 Exxon™ and Mobil™ stations.
Easy, secure payments at the pump with the Exxon Mobil Rewards+™ mobile app.
Feel secure with $0 liability on unauthorized charges.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
3.7
Market Comparison
2.7
fees: 5.0
rewards: 0.0
cost: 3.9
Other Features: 0.0
4.0WalletHub Rating
WalletHub Rating
4.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.6
User Reviews
3.9
Market Comparison
4.0
fees: 2.9
rewards: 3.8
cost: 4.7
Other Features: 0.0
4.1WalletHub Rating
WalletHub Rating
4.1
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.2
User Reviews
3.6
Market Comparison
4.2
fees: 4.3
rewards: 5.0
cost: 4.3
APR: 3.8
(389)
(459)
(2,945)
annual fee$0
annual fee$95
annual fee$0
rewards rate 10 - 12 ¢ / gallon
rewards rate 1 - 10 points / $1
rewards rate 1 - 3% Cash Back
bonus offerNone
bonus offer 60,000 points
bonus offer As High As $200 Cash Back. Find Out Your Offer.
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
transfer intro aprNot Offered
transfer intro aprNot Offered
transfer intro apr0% for 15 months|Transfer Fee:3% (min $5)
Can't find what you are looking for? Submit your question about ExxonMobil Gas Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
The only way you can get pre-approved for the ExxonMobil Gas Card is by receiving an offer in the mail. The issuer does not offer pre-approval through its website.
Keep in mind that the ExxonMobil Gas Card requires at least fair credit for approval. If you don't know where you stand, you can check your credit score for free on WalletHub.
Ultimately, you can also use WalletHub's CardAdvisor tool to help find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.
You can make an ExxonMobil Gas Card payment online, by phone or by mail. To pay an ExxonMobil Gas Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Citibank does allow cardholders to set up automatic payments, too.
Ways to Make an ExxonMobil Gas Card Payment
Online. Log in to your online account and find the payment button.
To talk to ExxonMobil Gas Card customer service, call (800) 344-4355 and then say or enter either your account number or your Social Security Number and follow the prompts. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to ExxonMobil Gas Card Customer Service by Phone
Call the ExxonMobil Gas Card customer service department. You can even use the...
You will receive 6 cents per gallon in the form of a statement credit, which will be applied to your account the billing cycle after each respective purchase is processed. Please let us know if you have any other questions.
You can apply for the ExxonMobil Gas Card either through the dedicated application webpage or through the Exxon Mobil Rewards+ app for iOS or Android. Alternatively, you can apply over the phone at (866) 379-1010.
What to Know Before Applying for the ExxonMobil Gas Card
When you apply online or through the app, you'll agree to receive monthly statements electronically. In case you don't want to enroll in paperless statements, call the number mentioned above to apply.
It's unlikely that you'll get approved for the ExxonMobil Gas Card after bankruptcy, since it requires fair credit or better. You'll need to focus on rebuilding your credit with another credit card before you apply for this card.
Key Things to Know About Getting a Credit Card After Bankruptcy
You should wait until your bankruptcy is discharged to apply for credit.
Card issuers generally do not approve applicants with unresolved bankruptcies on their credit reports. Your...
Your transactions will be in the bottom half of the “Account Details” page. You can use filters to view your transactions by category or time period, in the “Spend Summary” tab. Your transactions can also be exported and downloaded.
Share your insights and review for the ExxonMobil Gas Card
5
28%
4
41%
3
14%
2
8%
1
8%
3.7
389 reviews
389 reviews
What's Your Rating?
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Scott OBrien @Scottyofclk
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1 Star Rating
Avoid at all costs. Read the fine print as this card is loaded with expensive fees, and it is impossible to dispute them. It looks glossy and something one may find attractive, but the cost is four times the benefit.
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1
0
debbie844 @debbie844
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1 Star Rating
I tried to use my points at four separate locations and was not able to. It's a total waste of time and energy. The attendants are giving false information, and no one is there to help.
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0
0
Betty Fish @jsnbsn
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1 Star Rating
We no longer travel long distances as we used to, and the few ExxonMobil stations in our area are far and few between. So we had not used the card for a while. Now we found that the card account has been closed due to not being used. Really? That is not smart in so many ways! It could cause problems if someone traveled with only that card and became stranded if they depended on using only that card for gas, especially for emergency or unexpected travel. It could also adversely affect credit scores, which is especially concerning in these still recovering economic times. And if you really wanted to reinstate that card, while they only had to push a button to close your account, you have to complete the lengthy process to reopen that account. Huh? Bottom line is, beware the possible traps caused by this card's policies!
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0
1
jodies_1 @jodies_1
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1 Star Rating
Verified Customer
Had an account for over 10 years with no late payments, and recently my account was closed for being a bad risk. I don't understand, but it is what it is, I guess.
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dale ba @bdale23
had similar happen to me its terrible
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1
wendygerrish69 @wendygerrish69
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1 Star Rating
I've had this account for probably two decades. The volume of fraud happening on my cards has increased tenfold. The other day I got a fraud warning by text and I responded that I didn't recognize the charge. Today I was able to sit and call the number on the card to talk to someone about next steps to get the account back up and running. After finally getting past the automated system by yelling "operator" about fifteen times, and being transfered around to different people, they took my name and phone number and told me they would have to call me back! WTH!
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1
0
William @whuser16449284
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1 Star Rating
Verified Customer
I've been looking for a gas card and I found this. I applied and when I hit the send button I got a message saying they needed more information and supplied a phone number for me to call. I tried calling the number but all I get is a recording. I tried other Exxon phone numbers but they too all give recordings and nobody to talk to. This makes the second time I applied. I should be getting some kind of communication back but it seems hopeless. The AMEX blue is a better card.
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0
0
Bhuntcma @Bhuntcma
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1 Star Rating
Verified Customer
I have had this card for six years and always paid on time even through covid. I had lost my job so some bills did suffer and I was a victim of identity theft. My credit score was low 600s. I got a letter in the mail saying they were closing my account when my card expired. I called and the account was already closed. Again, I always paid my account. Customer service was rude and said they would not keep my account open. I told them they needed to re-run my credit report due to identity theft some things had been removed and score was up. They don’t care about customers just that little credit score. I am very upset about this. I never made a late payment.
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0
2
Rita_Maldonado75 @Rita_Maldonado75
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3 Star Rating
Verified Customer
I made my monthly payments through out Covid & mostly made a payment over the minimun. After 5 years they closed my account without warning. Sent me a letter the day off closing my account stating a recent review of my credit made me uneligible but I just got approved for a credit increase with Capital One. Something is fishy...
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0
2
bmooney1 @bmooney1
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1 Star Rating
I have been trying to speak with someone to ask questions about their gas card and after spending a whole day on it, calling fifteen different numbers I gave up. They all gave a recording and no one could help. Terrible. If this is how they treat you before you are a customer I'm not sure I want to do business switch them.
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William @whuser16449284
That's what happened to me too. I applied twice with the same result.
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johnm821 @johnm821
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1 Star Rating
I've had an exxon/mobile gas card for years. I always pay in full. I did not receive an email about my May bill so I missed my first payment.. The fees were $27 for a $38 bill. I called customer service. They refused to waive the fee and their response to me cancelling my card was "If you cancel your account you can't reopen it."
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