WalletHubNo membership feesQualify with bad creditHigh regular APRForeign feeRequires security depositHeritage Community Credit Union Secured Visa® Card
Heritage Community Credit Union Secured Visa® Card
We're sorry, but the Heritage Community Credit Union Secured Visa® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800.233.6328
You can write a review about the Heritage Community Credit Union Secured Visa® Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Credit Score
Bad Credit
Minimum Security Deposit
$300
Fees
APR on Purchases
28.99% (V)
Heritage Community Credit Union Secured Visa® Card's Additional Info
Zero Fraud Liability, Automatic Bill Pay, Free Credit Score access.
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
Heritage Community Credit Union Secured Visa® Card Pros & Cons
No membership fees
Qualify with bad credit
High regular APR
Foreign fee
Requires security deposit
Compare The Heritage Community Credit Union Secured Visa® Card vs. Popular Alternatives
minimum deposit$300 | minimum deposit$49, $99 or $200 | minimum deposit$200 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$0 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR28.99% (V) | Regular APR29.49% (V) | Regular APR26.74% Variable |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Nov 5th, 2025 at 10:21 ET
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