The Milestone® Rewards Mastercard® is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved for the Milestone® Rewards Mastercard®.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Milestone® Rewards Mastercard®, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Milestone® Rewards Mastercard® credit score requirement. You can check your credit score for free on WalletHub.

Yes, the Milestone® Rewards Mastercard® does a hard inquiry on your credit report when you apply. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows Concora Credit to determine your credit risk and ultimately decide whether you'll be approved for an account.

The Milestone® Rewards Mastercard® is available to people with bad credit. You can check your credit score...

If you've blocked the Milestone® Rewards Mastercard® yourself, you can unblock it through your online account or via the mobile app. Simply look for the option to "unfreeze" the card.

However, if your card was blocked for reasons such as suspected fraud, missed payments or prohibited transactions (like gambling), or there is no option to unfreeze it, you may need to resolve the issue with customer service. You can reach them at (800) 305-0330 (or the number you see...

The starting credit limit for the Milestone® Rewards Mastercard® is $700 or more. Everyone who gets approved for the Milestone® Rewards Mastercard® is guaranteed a credit limit of at least $700, and the most creditworthy applicants could get limits higher than that.

Keep in mind that the credit limit you receive upon approval isn't necessarily permanent. While you may not be able to request an increase directly, the issuer does review accounts from time to time and may...