No, you cannot use your OnePay Walmart Store Card anywhere you want, as you can only use it for purchases at Walmart stores, Walmart.com, Sam's Club, their associated gas stations, and Walmart & Murphy USA fuel stations. The OnePay Walmart Store Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The OnePay Walmart Store Card offers accountholders N/A and has an annual fee of $0, so it might be worth getting for people who shop at Walmart often.

The easiest way to apply for the OnePay Walmart Store Card is online, and you can get to the online application by clicking the "Learn More" button on WalletHub or by going directly to Synchrony Bank's website. Alternatively, you can apply by phone or in store.

Keep in mind that the OnePay Walmart Store Card requires fair credit. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know...