You can get a PayPal Cashback Credit Card by applying for one online, but you need at least good credit to qualify for approval. The issuer will also take into account your income, debt and number of open accounts, among various other factors when considering your application.

Here's how to get a PayPal Cashback Credit Card:

1. Visit the PayPal Cashback Credit Card's webpage.
2. Click on “Start Credit Card Application.”
3. Log in to your PayPal account to access the application.
4. Fill out and submit the application, making sure all your personal information is correct.
5. Wait for a decision. You could be approved instantly, or it might take up to 30 days.

Keep in mind that you don't need a PayPal Cashback Credit Card to use a credit card on PayPal. For example, the PayPal Cashback Credit Card doesn't offer a 0% introductory APR, so it's not ideal for financing. You might benefit more from a card like the Wells Fargo Active Cash® Card that awards cardholders with 2% cash rewards on all purchases. This card also offers a 0% intro APR on purchases for 15 months from account opening (19.24% - 29.24% Variable regular APR).

All in all, the PayPal Cashback Credit Card has very decent rewards. But the best credit cards for online shopping on the market can give you much more.  

Yes, the PayPal CashBack will do a hard pull. You will need a credit score of at least 700 to get it. There is no way to pre-qualify for the PayPal CashBack.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores...

The PayPal Cash Back Credit Card doesn't have a 0% APR offer. It doesn't have a purchase intro APR, and balance transfers are not allowed.

If you're interested in other cash back cards with 0% APR offers, I'd suggest the Citi Rewards+ Card, without an annual fee.

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The PayPal CashBack does not have a foreign transaction fee.

The easiest way you can check your PayPal Cashback Credit Card balance is online, either through your PayPal account or by logging in to your online banking account. But that's not the only way you can check your balance.

How To Check Your PayPal Cashback Credit Card Balance

Yes, you can use your PayPal Cashback Credit Card everywhere that accepts cards on the Mastercard network. That means you can use the card virtually everywhere in the world.

The PayPal Cashback Credit Card has a foreign transaction fee of 3%, which means you will incur extra charges...

No, the PayPal Cashback Credit Card doesn't do a soft pull when you apply, it does a hard pull on your credit report. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The...