Info about PayPal CashBack Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards22Reviews3Q&AContactExcellent Credit, Good Credit
$0
Earn 3% cash back on eligible purchases using your card account through your PayPal account or whenever you’re sending money to other users.
Earn 2% cash back on every purchase, every day – everywhere Mastercard is accepted.
Conveniently redeem your Cash Rewards directly into your PayPal balance.
15.24% - 27.24% (V)
Balance Transfers Not Allowed
No membership fees
High rewards rate
Reports to the three major credit bureaus
No rewards bonus
No intro APR on purchases
No balance transfers allowed
Foreign fee
| cash advance fee | 5% (min $10) |
| cash advance APR | 27.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Mastercard ID Theft Protection.
Mastercard Global Service and Mastercard Airport Concierge™.
Don't see what you're looking for? Submit your question about PayPal CashBack Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Yes, the PayPal CashBack will do a hard pull. You will need a credit score of at least 700 to get it. There is no way to pre-qualify for the PayPal CashBack.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.
The PayPal Cash Back Credit Card doesn't have a 0% APR offer. It doesn't have a purchase intro APR, and balance transfers are not allowed.
If you're interested in other cash back cards with 0% APR offers, I'd suggest the Citi Rewards+ Card, without an annual fee.
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The PayPal CashBack does not have a foreign transaction fee.
Share your insights and review the PayPal CashBack Credit Card
Pay pal credit card has done a lot of good for me. They approved me when other credit card companies denied me. Thanks Pay Pal. By
Best card for online purchases. PayPal is pretty much everywhere online, and getting 3% on online purchases is incredible. The app interface is great and the cashback is super easy to redeem. 2% on everything else is pretty good too.
Awesome Cool Great Fantastic Recommend
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Offer last updated: Apr 29th, 2022 at 10:12 ET
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