WalletHubNo membership feesNo foreign feeQualify with limited or no credit historyDoes not require security depositNo rewardsHigh regular APRProvident Credit Union College Visa Credit Card
Provident Credit Union College Visa Credit Card
Credit Score
Fair Credit, Limited History, No Credit
Annual Fee
$0
APR on Purchases
18.00% (V)
Balance Transfer
APR: 18.00% (V)
Balance Transfer Fee
Provident Credit Union College Visa Credit Card's Additional Info
Credit limit of $1,500.
Use with your digital wallet including: Apple Pay, Google Pay, Samsung Pay, and Visa Checkout.
Merchant discount program: Visa Discounts.
Optional parent/guardian co-applicant.
Zero Liability Fraud Protection Guarantee.
| cash advance fee | 3% (min $10) |
| cash advance APR | 18.00% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $15 |
| max overlimit fee | $15 |
| max penalty APR | 18% |
| grace period | 25 days |
Provident Credit Union College Visa Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with limited or no credit history
Does not require security deposit
No rewards
High regular APR
Compare The Provident Credit Union College Visa Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 6 months | Purchase Intro APR0% for 6 months |
transfer intro aprNot Offered | transfer intro apr10.99% for 6 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)* | transfer intro apr10.99% for 6 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)* |
Regular APR18.00% (V) | Regular APR16.99% - 25.99% Variable | Regular APR16.99% - 25.99% Variable |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Sep 30th, 2025 at 15:24 ET
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