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UpvotesPSECU Visa® Classic Credit Card Reviews: Is It Worth It? (2025)Reviews, rates, fees, and customer service info for The PSECU Visa® Classic Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership fees0% intro APR on purchases2.9% intro APR on balance transfersNo foreign feeNo rewardsNo initial rewards bonusRequires excellent credit
WalletHubNo membership fees0% intro APR on purchases2.9% intro APR on balance transfersNo foreign feeNo rewardsNo initial rewards bonusRequires excellent creditPSECU Visa® Classic Credit Card
PSECU Visa® Classic Credit Card
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KEY TERMS
Credit Score
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 months, 12.9% APR after that
Balance Transfer
2.9% intro APR until March 2027, 12.9% APR after that
Balance Transfer Fee
PSECU Visa® Classic Credit Card's Additional Info
2.90% Introductory APR for balance transfers posted your account until December 31, 2025.
Credit limits available up to $30,000, if qualified.
Add to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices).
| cash advance fee | $0 |
| cash advance APR | 14.9% |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $20 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
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PSECU Visa® Classic Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
2.9% intro APR on balance transfers
No foreign fee
No rewards
No initial rewards bonus
Requires excellent credit
Compare The PSECU Visa® Classic Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 6 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months |
transfer intro apr2.9% until March 2027|Transfer Fee: $0 | transfer intro apr0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR12.9% | Regular APR18.99% - 28.49% (V) | Regular APR18.99% - 28.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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PSECU Visa® Classic Credit Card Reviews
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5 Star Rating
Verified CustomerGreat solid no frills credit card, 2.9% visa balance transfer rate, standard 9.9% purchase rate. I've been a member and had this credit card for over 13 years.
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Offer last updated: Oct 3rd, 2025 at 07:17 ET
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PURCHASE INTRO APR
0% for 15 months
TRANSFER INTRO APR
0% for 15 months Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) Transfer Fee
REGULAR APR
18.99% - 28.49% (V)
ANNUAL FEE
$0
REWARDS RATE
1.5 - 5% Cash Back
BONUS OFFER
$200
MINIMUM CREDIT