Rize Credit Union Secured Platinum Credit Card

Rize Credit Union Secured Platinum Credit Card
Credit Score
Limited History, No Credit, Bad Credit
Minimum Security Deposit
$500
Fees
APR on Purchases
16.75% (V)
Rize Credit Union Secured Platinum Credit Card's Additional Info
Variable limits from $500 to $50,000.
Extended purchase warranties.
Identity theft monitoring.
Travel and rental insurance.
| cash advance fee | 3% |
| cash advance APR | 16.75% (V) |
| foreign transaction fee | 1% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $25 |
| max overlimit fee | $0 |
| max penalty APR | 18.00% |
Rize Credit Union Secured Platinum Credit Card Pros & Cons
No membership fees
Qualify with limited or no credit history
Foreign fee
Requires security deposit
Compare The Rize Credit Union Secured Platinum Credit Card vs. Popular Alternatives
minimum deposit$500 | minimum depositNo Deposit Needed | minimum deposit$49, $99 or $200 |
one time fees | one time fees | one time fees |
annual fee$0 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR16.75% (V) | Regular APR13.5% - 18.00% (V) | Regular APR28.99% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Can I use my Rize Credit Union Secured Platinum Card anywhere?
Yes, you can use the Rize Credit Union Secured Platinum Credit Card anywhere that accepts cards on the Visa network. That means you can use the Rize Credit Union Secured Platinum Credit Card at 10.7 million locations in the U.S., as well as with millions more merchants across 200 countries and territories.
The Rize Credit Union Secured Platinum Credit Card has a 1% foreign transaction fee, which means you will incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers a few travel insurance...
What credit score do you need for the Rize Credit Union Secured Platinum Card?
The Rize Credit Union Secured Platinum Credit Card is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved for the Rize Credit Union Secured Platinum Credit Card.
Secured cards are easier to get than unsecured cards because they require a deposit to open the account, which Rize Credit Union will use as collateral to secure the account. The amount of your deposit will be your credit limit, in most cases. That said, though approval is...
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