Chip Lupo, Credit Card Writer
@CLoop
The Rize Credit Union Secured Platinum Credit Card is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved for the Rize Credit Union Secured Platinum Credit Card.
Secured cards are easier to get than unsecured cards because they require a deposit to open the account, which Rize Credit Union will use as collateral to secure the account. The amount of your deposit will be your credit limit, in most cases. That said, though approval is likely, Rize Credit Union Secured Platinum Credit Card approval is never guaranteed.
You can check your credit score for free on WalletHub.
Popular Credit Cards
People also ask
Who qualifies for a platinum card?
Anyone can qualify for a platinum credit card as long as they are 18+ years old and have enough income to afford the monthly bills. However, some platinum credit cards are more difficult to obtain, often requiring a credit score of 700+ and a high annual income.
Although issuers will usually look at your credit history, income, and existing debts, the exact eligibility criteria depend on the card. There are many platinum credit cards available, with...
read full answer by Chip Lupo, Credit Card WriterWhat credit score do you need for a Visa credit card?
You need a credit score of 700+ to get the best Visa credit cards, which require good or excellent credit for approval. Other Visa credit cards are available to people with lower credit scores, including people with bad credit or no credit at all.
Generally, a credit card network does not actually set credit score requirements for any of its cards. Credit scores and other requirements for approval are the responsibility of the banks and credit...
read full answer by Chip Lupo, Credit Card WriterCan I get a business credit card with a 600 credit score?
Yes, you can get a business credit card with a 600 credit score, though your options may be limited. The best business credit card for a 600 credit score is the Business Advantage Unlimited Cash Rewards Secured Card because it accepts applicants with bad credit and gives 1.5% cash back on all purchases.
The Business Advantage Unlimited Cash Rewards Secured Card is secured, which means you’ll have to put down a refundable deposit of at least $1000 to get the card.
Best Business Credit Cards for a...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.