Can I use my Rooms To Go Credit Card anywhere?
5
UpvotesReply
Marcel Berg
You cannot use your Rooms To Go Credit Card everywhere, but it can be used at thousands of retailers across the US. You can locate the retailers that accept the card here.
Rooms To Go Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The Rooms To Go Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership fees0% intro APR on purchasesNo deferred interestQualify with fair creditNo rewardsHigh regular APR
WalletHubNo membership fees0% intro APR on purchasesNo deferred interestQualify with fair creditNo rewardsHigh regular APRRooms To Go Credit Card Reviews
Rooms To Go Credit Card Reviews
Info about the Rooms To Go Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsFAQContactAPRWalletHub ReviewFAQUser Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 50 months, 29.99% APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Rooms To Go Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
No deferred interest
Qualify with fair credit
No rewards
High regular APR
Rooms To Go Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Equal Monthly Payment Financing: 0% APR for 50 months on a minimum purchase of at least $875.
Check website for financing offers.
Compare The Rooms To Go Credit Card vs. Other Cards
Purchase Intro APR0% for 50 months
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR29.99%
Regular APR30.49% (V)
Regular APR31.24% Variable
Rewards Rate
Rewards Rate
Rewards Rate
Questions & Answers
Can't find what you are looking for? Submit your question about Rooms To Go Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
Can I use my Rooms To Go Credit Card instantly after approval?
0
UpvotesReply
John Miller
Yes, you can use your Rooms To Go Credit Card instantly after approval. After you get approved, you'll receive an email containing information on how to log in to your online account. Your card information should be available there, so that you can use it for online shopping right away.
If you wish to use your new Rooms To Go Credit Card in a store before it arrives, then just ask the cashier to look up your account before paying for your purchase.
The physical...
What can I do if I lost my Rooms To Go Credit Card?
0
UpvotesReply
John Miller
If you lost your Rooms To Go Credit Card, you have to call the issuer's customer service at (877) 905-2097 and report the lost card. The issuer will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Rooms To Go Credit Card
- Call the issuer's customer service at (877) 905-2097.
- Inform the customer service representative that you've lost your credit card.
- Provide any requested information, such as your date of...
People Also Apply For
Rooms To Go Credit Card Reviews
Share your insights and review for the Rooms To Go Credit Card
3.4
33 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
3 Star Rating
Verified CustomerBrand new card using to pay of bedroom set because zero percent interest. Plan on paying off early. Will use at rooms to go when I need any new furniture
Comment
Report Abuse
1 Star Rating
Verified CustomerOnly after 5 months of having thIs RTG credit card, paying on time, never later! The bank decides to drop my credit availability from $1000 to. $560 over night! NO REASON! DROPPING MY CREDIT SCORE BY 11 POINTS!!! Then tells me I have to deal with the Credit Bureaus! REALLY !!! THIS IS UNACCEPTABLE and should not be ALLOWED!
I am disputing this with the credit bureaus and will NEVER USE ROOMS TO GO EVER AGAIN!
I am disputing this with the credit bureaus and will NEVER USE ROOMS TO GO EVER AGAIN!
Comment
Report Abuse
5 Star Rating
Verified CustomerVery large selections and varieties of all your Home Remedies at a reasonable price, and if qualified you can
Charge your purchases with Company Credit Card!
Charge your purchases with Company Credit Card!
Comment
Report Abuse
1 Star Rating
Verified Customerevery 2 or 3 months they drop my credit limit as i pay off my account on time. by doing this it causes my utilization to be 95% which in turn hurts my credit rating
Comment
Report Abuse
1 Star Rating
Verified CustomerI asked a question via chat. I thought the salesman was telling me how to do what I asked, instead I ended up applying & being approved for credit. I thought I was seeing if I prequalified for credit (no hard hit). Now I have a card. Question answered I guess. Then he tried to make the sale via chat but also increased the item by $100 over the online price. When I tried to checkout using the lower cost he kept interfering with my checkout. Had to make the purchase on my cell phone at the lower price he told me was no longer available!
Comment
Report Abuse
5 Star Rating
Verified CustomerI desperately needed a new sofa and they allowed me to afford a beautiful piece of furniture. I was on an incredible sale
I couldn't be happier with the purchase.
I couldn't be happier with the purchase.
Comment
Report Abuse
1 Star Rating
Have been customer since January 2022. Credit limit $2200, purchased bedroom set February 2022 made necessary payment as it was more than my limit and purchased on their no interest for 24mths equal mthly payments. First bill was over limit due to CC security, paid overage charge & mthly min equal payment and has been paid every month before due due date, never missed payment no late payments. February 2023 ordered bedframe for spare rm using 24mths no interest/equal payment, never went over limit. Again have paid equal payment, before due date, never missed payment no late payments. Just received a letter May 20 2023 they decreased my limit from $2200 to $1520, which has my credit utilization on card go from 62% upto 90% !!!
Called requesting the reasons given is BS...Asked to increase back to the $2200/denied.
Well guess what asked when 1st installment loan is done which is June 2024, next is February 2025, well I'll be making the $140 remaining balance on 2nd installment loan to pay off the card all together and will be closing acct at that time. Card is already cut up & thrown out. Will not use a company that decreases credit limit for good behavior!!! Stay away from this card...
Called requesting the reasons given is BS...Asked to increase back to the $2200/denied.
Well guess what asked when 1st installment loan is done which is June 2024, next is February 2025, well I'll be making the $140 remaining balance on 2nd installment loan to pay off the card all together and will be closing acct at that time. Card is already cut up & thrown out. Will not use a company that decreases credit limit for good behavior!!! Stay away from this card...
Comment
Report Abuse
1 Star Rating
Verified CustomerYou decreased my limit for no good reason.Ive paid every payment on time and never did I get anywhere near my 2500 limit.Ive bought many pieces of furniture from you ,but promise,it'll NEVER happen again!!!!!!!!!!!
Comment
Report Abuse
5 Star Rating
Verified CustomerNo problem at all i pay every month love doing business with this company l like my item i bought from them l plan on ordering again
Comment
Report Abuse
1 Star Rating
Verified CustomerDo not use this card through synchrony bank. I had a Rooms to go card paid every month.. never missed a payment and then suddenly saw a hit to my credit. Looked into it, saw synchrony bank closed my account with rtg. I called and was told they do reviews every 6 months and can limit credit or close the account. Didn't give me a valid reason
Comment
Review Rooms To Go Credit Card Reviews
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Rooms To Go Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: Sep 22nd, 2023 at 16:13 ET
People Also Apply For
PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
30.49% (V)
ANNUAL FEE
$0
REWARDS RATE
None
BONUS OFFER
None
MINIMUM CREDIT