WalletHubNo membership fees1.99% intro APR on balance transfersNo balance transfer feeHigh rewards rateSpending caps on rewardsNo intro APR on purchasesRequires good/excellent creditStanford University Credit Card
Stanford University Credit Card
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
14.24% - 18% (V)
Balance Transfer
1.99% intro APR for 6 months, 14.24% - 18% (V) APR after that
Balance Transfer Fee
Rewards
Earn 25,000 bonus points if you spend $1,500 in the first 90 days of account opening (that’s $250 cash back).
3X points on Amazon, Google and Apple purchases, Stanford Travel/Study, Stanford Alumni Fan Shop and Stanford Bookstore purchases, You can earn a maximum of 12,000 points.
2X points on dining and groceries, You can earn a maximum of 6,000 points.
1X points for every $1 spent everywhere else.
Ambassador level members earn a 2% cash bonus, capped at $100 per month and $1,200 annually, which is deposited into the member’s checking or savings account.
Redeem your points for cash, gift cards, airfare, hotels, merchandise, and exclusive Stanford Alumni and Stanford Athletics® Merchandise.
Stanford University Credit Card's Additional Info
1.99% APR for 6 months on balance transfers made in the first 60 days of account opening.
Fraud text alerts, tap and pay, and compatible with mobile wallets.
Manage your card with convenient online tools like text alerts, locking and unlocking your card, and more.
| cash advance fee | $0 |
| cash advance APR | 14.24% - 18% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes |
| max late fee | $7 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Stanford University Credit Card Pros & Cons
No membership fees
1.99% intro APR on balance transfers
No balance transfer fee
High rewards rate
Spending caps on rewards
No intro APR on purchases
Requires good/excellent credit
Compare The Stanford University Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$325 |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro apr1.99% for 6 months|Transfer Fee: $0 | transfer intro apr0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer | transfer intro aprNot Offered |
Regular APR14.24% - 18% (V) | Regular APR17.99% - 27.99% (V) | Regular APRSee Pay Over Time APR |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Oct 2nd, 2025 at 22:21 ET
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