WalletHubNo membership feesNo initial rewards bonusNo intro APR on purchasesNo intro APR on balance transfersForeign feeSynchrony Plus World Mastercard®
Synchrony Plus World Mastercard®
Credit Score
Excellent Credit, Good Credit
Synchrony Plus Card Annual Fee
$0
Synchrony Plus Card APR on Purchases
27.24% - 33.99% (V)
Synchrony Plus Card Balance Transfer
APR: 27.24% - 33.99% (V)
Balance Transfer Fee
Synchrony Plus Card Rewards
Earn unlimited 1% cash back rewards on all purchases.
No categories and no limit to the amount of rewards you can earn.
Synchrony Plus Card's Additional Info
Mastercard Travel & Lifestyle services.
ID theft protection.
| cash advance fee | 5% (min $10) |
| cash advance APR | 30.24% - 36.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | 37.24% - 39.99% (V) |
| grace period | 23 days |
Synchrony Plus Card Pros & Cons
No membership fees
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Compare The Synchrony Plus Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 12 months | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro apr0% for 12 months|Transfer Fee: 3% for the first 12 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR27.24% - 33.99% (V) | Regular APR18.99% - 28.99% (V) | Regular APR18.99% - 28.99% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Synchrony Plus Card Q&A
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Offer last updated: Oct 1st, 2025 at 10:40 ET
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