
Applied Bank
Applied Bank is the highest rated Delaware State chartered bank and one of the highest rated banks in the country. They have been providing industry leading banking products and services since 1996. Their goal is to continually develop, expand, and retain sound consumer and commercial relationships by delivering attractive and competitive financial products and... show more
Applied Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 03/26/2025.
What's Your Rating?
Having established credit and purchased a home, I have no need for Applied Bank or its subpar service. I've begun the process of attempting to close the account, process that with zero balance along with security deposit, one would expect this to be simple and yet this is proving to be like trying to cancel your cable service—a long and drawn-out process that, for the customer, is a test of the human spirit. .
Bottom Line: I would not recommend Applied Bank unless it is the last bank in the world that will give you an account to establish your credit. It has little other utility than establishing credit.
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Applied Bank Q&A(157 questions)
Get answers to your questions about Applied Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page. Ad Disclosure
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How can I reach the Applied Bank credit card customer service?
To talk to Applied Bank customer service, call (888) 839-7952 and then press "0" when prompted. This process will get you in contact with a live Applied Bank representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Applied Bank Customer Service by Phone
- Call the Applied Bank customer service department at (888) 839-7952.
- Press "0" when prompted.
- Speak to the live representative.
If you can't or don't want to talk to Applied Bank customer service over the phone, there are a few alternatives.
Depending on the type of financial product you are calling about, there may also be a more specific number for you to call than the general Applied Bank customer service phone number. Below, you can find more details about the best number to call for various products.
Type of Product |
Applied Bank Phone Number |
Credit Card |
|
Automated Account Inquiries |
|
Activate your Debit Card and/or Set a PIN |
While calling these individual numbers could shorten the amount of time it takes to get your issue solved, you should ultimately be able to get help with inquiries about any product through the main Applied Bank customer service number.
How can I check my Applied Bank credit card application status?
You can check your Applied Bank credit card application status by calling 1 (800) 947-1090. When you call, listen to the automated menu and press the key to check your status, then verify your identity so Applied Bank can match you to your application. You can also check your Applied Bank application status online.
How to Check Your Applied Bank Credit Card Application Status
- Call 1 (800) 947-1090.
- Follow the prompts that lead to an...
What is the Applied Bank customer service phone number?
The Applied Bank customer service phone number is (800) 947-1090. However, customer service has phone numbers for different departments.
Applied Bank Credit Card Customer Service Phone Numbers
- General Customer Service: (800) 947-1090
- Automated Account Information: (800) 225-5030
- Card Activation and PIN Services: (888) 802-8424
- Technical Support: (800) 947-1090
- Report Lost or Stolen Card: (800) 556-5678
- Pay by Phone: (877) 882-2213
You can also reach the Applied Bank customer service via mail. The address...
Does the Applied Bank Secured Credit Card report to credit bureaus?
Yes. The Applied Bank Secured Credit Card reports to all 3 credit bureaus: Equifax, Experian and TransUnion. Applied Bank relays account information to the credit bureaus once a month on the statement closing date. Info such as timely payments and low credit utilization will help boost a cardholder's credit score.
How do I cancel my Applied Bank credit card?
To cancel a an Applied Bank credit card, call customer service at 1 (800) 947-1090 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.
Be aware that if there's a balance remaining on the canceled account, you are still required to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for...
Does Applied Bank have any credit cards for bad credit?
Yes, Applied Bank currently offers a credit card for bad credit, the Applied Bank® Secured Visa® Gold Preferred® Credit Card. This card requires a $200 minimum security deposit, which becomes the card's credit limit. The card has a $48 annual fee and a low regular APR of 9.99%.
The Applied Bank Secured Gold Card credit card doesn't perform a credit check when you apply. If you get approved, the card will report your account information to the major credit bureaus each month. So, if you use your card...
How much does it cost to get an Applied Bank Secured Gold Card credit limit increase?
The Applied Bank Secured Visa Gold Preferred credit card credit limit increase fee is a hefty $100. You can increase your credit limit up to $5,000 after your application has been approved, but still, that's a huge fee.
How do I get an Applied Bank Secured Gold Card credit limit increase?
You can get a credit limit increase on your Applied Bank Gold card by calling 800-616-4605. Please note that the bank also charges $100 each time your credit limit is increased. And of course, since it's a secured card, you will need to provide more money to increase your limit. They will provide the details.
What credit score do you need for an Applied Bank Unsecured Classic Visa Card?
The Applied Bank® Unsecured Classic Visa® Card credit score requirement is 500 or better. That means people with bad credit or better have a shot at getting approved for the Applied Bank Unsecured Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Applied Bank Unsecured Credit Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing...
How do I apply for Applied Bank Unsecured VISA Gold Credit Card?
You cannot apply for the Applied Bank® Unsecured VISA® Gold Credit Card right now, because applications for the card are no longer open at this point in time. The Applied Bank® Unsecured VISA® Gold Credit Card has been unavailable to new applicants. However, there are other cards available from Applied Bank that you can apply for online or in person.
Similar Cards to the Applied Bank® Unsecured VISA® Gold Credit Card You Can Apply For
For more options, you can check out some...
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