Applied Bank
Report Abuse
1 Star Rating
Verified Customercan't wait to close this one. their auto-pay only allows for min payment instead of full and they only report to 2 credit bureaus
Product: Applied Bank Credit Cards
Comment
Applied Bank
Applied Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 06/18/2022.
3.2
3,153 reviews from WalletHub and across the web
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Applied Bank
Report Abuse
5 Star Rating
Verified CustomerVery Good for credit build up , It does report all activities to three credit bureaus on timely manner, Low yearly fee , Good customer services.
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
5 Star Rating
Verified CustomerApplied Bank has been around for a very long time and they are more than willing to give the credit underdog a chance at fresh credit. It's an excellent history builder card!
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
5 Star Rating
Verified CustomerIt's always good to a have banking company like Applied Bank in your corner when you have to have a need for a credit card of some sort. It can be a little pricey at first, but it all works out and it's a great builder card
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
2 Star Rating
Got my card today so activated and went to website to complete setup. Couldn't setup auto-pay from their site even though it said you could. Called about it and found out one needs to sign a letter sent to you in the mail and send it back before it can be setup. Not able to set any kind of transactional alerts like other cards have. Can't change your PIN. Transactions not immediately recognized after using card. No app for your phone. Customer support not really helpful. If I had known all the above, I would have skipped getting this card
Comment
Applied Bank
Report Abuse
1 Star Rating
Verified CustomerThe account is paid in full with a 40.00 credit balance. The most inept credit card company. Moved gave them notice of a lost card no response for over 2 months.
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
5 Star Rating
I wonder why most of these reviews are saying that you can't get pre-approved. That's not true. My husband and I first got pre-approved without hurting our credit THAN we went through with the application.
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
4 Star Rating
Verified CustomerApplied Bank's biggest fault is an outdated website and no app. This is cause for concern for their cybersecurity. They seem to be on par with other credit builder cards. Pay on time and you will stay off their "danger" radar and get them points up.
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
4 Star Rating
Verified CustomerThis your typical secured card with high interest. I have been unable to reach them regarding making a payment to correct the account.
Product: Applied Bank Credit Cards
Comment
Applied Bank
Report Abuse
1 Star Rating
Verified CustomerI have tried working things out with them due to at the time things were rough especially with covid and my wife's medical, and they didn't want to do anything to help me until they were about to charge it off then they kept telling me that I should have contacted them to work something out and that they are there for me and all that other bs. So, if there is anything going on in your life and you fall behind because of it they will not work with you just demand money.
Product: Applied Bank Credit Cards
Comment
Review Applied Bank
Applied Bank Offers
Applied Bank Q&A(123 questions)
Most Popular
- Most Popular
- Most Upvotes
Questions sort
How do I check my Applied Bank credit card application status?
5
UpvotesReply
Sebi Mitchell
You can check your Applied Bank credit card application status online by entering your last name and social security number.
If the issuer denied your application, you can try asking for a reconsideration by calling their customer service at (800) 947-1090.
What is the Applied Bank customer service phone number?
2
UpvotesReply
Sydney Garth
The Applied Bank customer service phone number is (800) 947-1090. The bank has the same number for technical support.
If you want to report a lost or a stolen card, the number to call is (800) 556-5678.
If you want to make a payment by phone, you should call (877) 882-2213.
View more answers
Does the Applied Bank Secured Credit Card report to credit bureaus?
8
UpvotesReply
Chip Lupo
Yes. The Applied Bank Secured Credit Card reports to all 3 credit bureaus: Equifax, Experian and TransUnion. Applied Bank relays account information to the credit bureaus once a month on the statement closing date. Info such as timely payments and low credit utilization will help boost a cardholder's credit score.
View more answers
What's the usual Applied Bank Visa credit limit?
3
UpvotesReply
James bronzz
Your Applied Bank Visa credit limit will be equal to your security deposit. The minimum initial deposit is $200 and the maximum is $1,000. You can increase your credit limit up to $5,000 by adding additional deposits after 6 months of using the card.
How do I cancel my Applied Bank credit card?
2
UpvotesReply
Tiffany Sharp
You can cancel your Applied Bank credit card anytime by sending them a written notice via fax to 1-302-456-1013 or via mail to:
Applied Bank
PO Box 17125
Wilmington, DE 19850-7125
Cancelling a credit card is not always a good idea. If it doesn't have high annual and monthly fees, it's best left open and unused. That's because cancelling can have a negative effect on your credit score.