CONNECT, powered by American Family Insurance

Yes, Connect offers a defensive driving course discount for drivers who have successfully completed an approved driver education course. By voluntarily taking an approved defensive driving course, Connect car insurance customers in eligible states can get a discount, though the exact amount varies between each state. Once the discount expires, drivers can renew it by taking another course.

Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete. 

To learn more, check out WalletHub's guide to Connect discounts.

You can get a Connect good student discount if you have at least a B average. Student drivers can save as long as they are full time high school or college students.

Young drivers are usually quite expensive to insure since they lack driving experience. However, Connect offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you're more likely to be responsible in the driver's seat as well.

Connect good student discounts vary by state, but it's always worth the effort of checking if they are available in your location.

Yes, Connect has accident forgiveness for car insurance customers. Connect accident forgiveness applies to one accident every three years, and it can be earned for free if you've been a Connect customer for at least three years without any accidents.

Keep in mind that Connect accident forgiveness is per policy, not per driver. As a result, if one driver on a shared policy caused an accident in the past three years, the other named drivers cannot have an accident forgiven.

On average, insurance premiums go up by 48% after an at-fault accident. This just goes to show how much of a money-saver accident forgiveness can be. But even if you don't qualify for Connect accident forgiveness, there are still other ways to lower your rate after an accident.

To learn more, check out reviews and key information about Connect, as well as our guide to accident forgiveness.

To cancel Connect insurance, the policyholder must contact a customer service representative at (888) 239-9953. The cancellation can be arranged for a future date or set to take effect immediately. You will need your name, policy number, and the date you want your policy to end. If you've already paid your premium for the policy period in full, Connect will refund the unused portion, minus any cancellation fees.

It's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, you should have Connect update your mailing address or vehicle information if you're moving or buying a new car.

If you're canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.

Yes, Connect offers gap insurance as an optional policy add-on. Connect gap insurance pays the difference between a totaled car's actual cash value and your remaining loan or lease balance, though you will be responsible for paying a deductible.

The cost of Connect gap insurance depends on factors like your state and your vehicle's value. Regardless, purchasing gap insurance from an insurance company is usually a better investment than purchasing this coverage from a dealership, where the cost is often rolled into your loan/lease and charged interest. Plus, you can cancel Connect gap insurance once your car is worth more than your loan or lease balance.

For more information, check out WalletHub's complete guide to gap insurance.