
Digital Federal Credit Union
Eligibility
Find out if you are eligible to join Digital Federal Credit Union.
Digital Federal Credit Union Reviews
What's Your Rating?
Sometimes the phones are down and give a busy signal.
I can't change my PIN unless I have it mailed to me which takes 7-10 business days to arrive.
Customer service isn't able to help resolve ANYTHING.
My money has been sitting in the account for 2 months and I haven't been able to touch it once.
The only reason I'm not homeless is because my family has been able to help me out in the interim.
Do not use DCU, you're better off cashing your check at Walmart and stuffing your money under your mattress. At least then, you can use it.
Digital Federal Credit Union Offers
Digital Federal Credit Union Q&A(17 questions)
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What types of CDs are offered by Digital Federal Credit Union?
There are 4 types of CDs offered by Digital Federal Credit Union. All of them offer a 0.2% APY.
The Regular Certificate requires a $500 minimum to open and is available for terms between 3-60 months.
The Jumbo Certificate has the same terms availability, but requires a minimum of $25,000 to open.
The Jump-Up Certificate also requires $500 to open, and its available terms are 15 or 27 months.
Lastly, the Quickstart Certificate requires only $100 to open, and the available terms are between 3-60 months.
How often does Digital Federal Credit Union change their savings accounts APY?
Digital Federal Credit Union changes their savings accounts APY every week.
What's the Digital Credit Union car loan requirement?
DCU does not publicly state the car loan requirements, but approval and rates are determined by your personal credit history, loan term, account relationship, and payment method.
current cash advance APR for person with good credit
Does Digital Federal Credit Union offer credit-builder loans?
Yes, Digital Federal Credit Union offers credit-builder loans. Digital Federal Credit Union has credit-builder loans of $500 - $3,000 with an APR of 5% and repayment periods of 12 - 24 months. To apply for a credit-builder loan from Digital Federal Credit Union, you need to be a member of Digital Federal Credit Union, be 18 or older, and have a Social Security number.
With a credit-builder loan, Digital Federal Credit Union puts a sum of money into an interest-bearing account for the “borrower.” That person then pays the lender in monthly installments, plus interest, and receives the money in the savings account at the end of the loan term.
Digital Federal Credit Union also offers other options to improve your credit if you think a credit-builder loan isn't right for you, like credit cards or personal loans.