Revvi is the brand name used by Vervent for the purposes of marketing the Revvi Card. Vervent is the company that services these credit card accounts. The issuing bank for the cards is MRV Banks.
Revvi Reviews
5
29%
4
16%
3
16%
2
11%
1
28%
3.1
691 reviews
691 reviews
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Revvi
TaraAkinsSLC @TaraAkinsSLC
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1 Star Rating
If you enjoy paying high annual fees, facing unexpected charges of $30-$40/month, and using a clunky app that requires you to receive two text codes every single time you try to log into your account, then this app might suit you. I had a much better experience with the Capital One Savor unsecured card. I would absolutely not recommend this card for attempting to rebuild credit unless you are prepared to continue facing financial challenges.
This is the worst experience I've had with a credit card. I was charged a late fee for a payment which was made on time. I called about it and was given an unsatisfactory excuse. I closed the account and started paying off the small balance. I made my next payment on time and then received another late fee. When I called, they removed the late fee, which was incorrectly applied as the payment was not late. I paid off the small balance, and my advice to you is to avoid this poor service provider. I'm submitting a report to the BBB.
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Revvi
Twakenna Spann @loxbyredd
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1 Star Rating
Horrible customer service. Avoid if you can. Do not get this card. Total disappointment. I canceled an auto payment of the minimum amount to pay my bill in full and was put on restriction for 30 days with no use of the card for the lesser amount not being paid.
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Revvi
Jason BABCOCK @jasonb_310
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5 Star Rating
Verified Customer
Obviously, this card isn't a premium cash-back card for the rich and famous; however, it does provide the national average of 1% cash back as a statement credit. I've read many negative comments on how horrible this card is, and the majority of those negative comments seem founded in misunderstood ideas about the card.
Yes, the fees and charges are excessively high and definitely unrealistic, but these are all identified and outlined in the application prior to ordering the card. I think the second year charges of a $48 annual fee on top of a monthly fee of $8.25, and if you're only paying the monthly minimum payment, you'll incur $10-12 in monthly interest. So, considering all of these charges, the Revi Credit Card is an expensive option for a $300 credit limit.
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Revvi
Brett Archer @brett_11
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1 Star Rating
Absolute worst customer service. Had to submit documents to prove address and SSN#. Never heard back after multiple contacts. Would recommend them based on that
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Revvi
sean Nissen @Sean_Nissen
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1 Star Rating
I received a letter stating my account was closed and instructed me to pay any remaining balance on the card, which was zero. However, a month later, they charged me a fee, and the customer service line has been unhelpful, only leading me in circles. It seems impossible to reach someone who can offer a real solution beyond the typical "pay me or else" attitude.
Applied, sent them the documents they wanted. Denied for applying twice, but I only applied once. I had never heard of them and will never apply again. I only did because it said I was pre-approved.
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Revvi
turbo @adama1228
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1 Star Rating
I want to rate this zero. I tried this card for a month just to see how it was. They gave me a $200 limit, and I had to fork out $127 from my pocket upfront to activate the card for fees, statements, and something else they mentioned which I didn't understand. This card makes no sense; it's pointless because they're taking more from your pocket than anything. I have multiple credit cards that are great; they help me get through tough times, keep my credit in good standing, work with me, and don't charge me all these fees, etc. This is the worst card I've ever experienced. Revvi cards are hands-down no good. When I called to cancel, and they answered, there were people in the background talking about money or something, so I had to call back. I told them my issue about the fees and why I have to keep paying out of my pocket for fees I am unaware of. I wanted to cancel and remove my name from their system. They only kept worrying about me paying those fees, not my problems or anything as a customer, and I haven't even used the card much. Having this card was stressful; I feel like I got scammed and robbed of $125. Never again will I recommend or refer even an animal to get with them. They're taking advantage of you. You pay that $65, which they say is all you pay, and then a week later, all these fees pop up that you have to pay. So do I have a $200 credit limit or $2,000?
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Revvi
Danielle J @daniellej_35
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1 Star Rating
Verified Customer
First off, when you call because you have an issue, the representative can never help you. They then recommend that you call back, but why should I have to do that? You ask to speak to a supervisor and you will be on hold for several minutes at a time. After each 10-minute interval, the person comes back and says they can't reach them and asks if they can put you on a brief hold from 1 to 10 minutes. Again, you wait 10 minutes and they repeat the same thing. This continues several times before you finally speak to someone. Once you have spoken to the supervisor, they still cannot help you.
I called and asked them if they could remove one late payment. I've had the card for over 2 years and had one late payment by mistake and asked if they could remove it as a courtesy. They told me I have to write a letter to request the removal, which is fine. However, during this conversation, the person on the phone ordered me a new card and charged me an expedited fee of $35. I never ordered a new card; I didn't need a new card. The card arrived in the mail exactly as I had it in my wallet, with the same expiration date and card number. If I had lost a card with that number and expiration date, why would you send me the same card? Somebody out there could have the information if it were lost or stolen.
Then, they refuse to take off the $35 fee even though I did not speak to anyone about replacing the card and incurring an expedited charge. It's a real rip-off. Do not get this card; you will end up with too many charges and no help.
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Revvi
Gary Groce @widegliderider
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1 Star Rating
An account was opened with this company that was fraudulent. I have a sheriff's department investigation underway. We know who did it, and I was being nice by letting them live here. There should be a law requiring these companies to obtain positive ID, just send a code to the email address. Easy. Crooks, Crooks, Crooks!!!!!!!!!!!!!!
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Revvi
jackieparrish2t2 @jackieparrish2t2
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1 Star Rating
Don't fall for the "Pre-Approved" letter they send out. I have been working really hard to build my credit, so when I received this "Pre-Approved" letter, I was happy to pay a $95 membership fee to have an emergency card and to build my credit. Therefore, I filled out the application with my "Pre-Approved" code, but after they performed a hard inquiry, they still denied me. So yes, they are deceptive; "pre-approved" should mean just that. This place is disappointing.
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Revvi
Mark Leavell @mleavell56
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1 Star Rating
This is by far the worst card. You can't apply for my account; it was charged off when my payments were up-to-date, and I only owed $60. Do not waste your time with these people because no one can answer any questions.
I'm extremely disappointed with Revvi and the way they handle business. I just got this credit card and made a payment on it right away—only to have my account restricted for no clear reason. I take my financial responsibilities seriously and have proof that my payment cleared, yet I was still embarrassed when my card was declined at the grocery store with no warning.
What makes it worse is the complete lack of communication. No email, no phone call, no text—nothing. I asked me to send in my bank statement and a bank letter just to prove my account is legitimate. This is absolutely ridiculous and adds unnecessary stress for a customer who is doing everything right. It was easy to fund my account with my banking info and it was also easy for them to instantly deduct the money when I paid the whole balance off so I don’t understand what they issue is..
I do not recommend this company to anyone. If you want reliability, respect, and proper communication.
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Revvi
Bruce Boutin @maxt3191
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1 Star Rating
On February 25th, 2025, Mrv-vervent-revi requested supplemental public records and residential information from the TransUnion credit report company.
TransUnion provided them with all of my property information, including taxes and property value, as well as what I paid for the property.
Why would MRV Bank and Revvy Card need my residential information and supplemental public records?
And why, with any logic and common sense, would TransUnion distribute personal information? That's my data, my information, my identity that has been compromised. The purpose of the Revvy Card and MRV Bank regarding the use of your information is that they sell it to third parties, and you cannot opt out of it.
The following is a copy and paste from my credit report. TransUnion claims it's not there, but how did I get the screenshot?
Supplemental Public Records and Residential Information
Requested On:
MRV-VERVENT-REVVI
Requested on: 02/05/2025
Total Tax Amount:
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Revvi
Tammy Rettkowski @TJRETTKOWSKI
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1 Star Rating
Worst card ever. They are running a scam. I had a $300.00 limit, used it, and paid it off. Then they locked my card, and when I called to ask why, they wanted my bank statement. I told them there was no reason for them to have that personal information. So I asked them to close the card. This was a year ago. Now they want $46.00 for an annual fee. I called and told them I was calling the police and reporting them to the BBB. Do not apply for this card.
Get answers to your questions about Revvi below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page. Ad Disclosure
The Revvi Card works as a first-time credit card since it is available to people with bad credit or limited credit history. It just isn't the best choice for your first credit card because it charges an annual fee of $50 - $125 the first year, $48 after, along with a monthly fee after the first year. There is also a one-time fee of $95.
You can log in to your Revvi Card account by going to the login page on the issuer website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.
How to Register for Online Access on your Revvi Card Account
Register your Revvi Card for online account access. Click “Register” and enter your 16-digit account number, the last 4 digits of your Social Security...
To check your Revvi Card balance, log in to your Revvi account online or call credit card customer service at 1 (800) 755-9203. It's also possible to check your Revvi Card balance through the Revvi app.
How to Check Your Revvi Card Balance
Online: Log in to your Revvi account to see your Revvi Card's balance.
By Phone: Call 1 (800) 755-9203 and follow the prompts to connect with a customer service representative.
You can make Revvi Card payment online, by phone, through the Revvi mobile app or by mail. To pay your Revvi Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Revvi does allow cardholders to set up automatic payments, too.
To talk to Revvi Card customer service, call 1 (800) 755-9203 and then press 1 and enter your account number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Revvi Card Customer Service by Phone
Call the Revvi Card customer service department. You can even use the number on the back of your card.
The Revvi Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Revvi reports the card's credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the Revvi Card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new Revvi Card, you may not...
You cannot check for Revvi Card pre-approval. Revvi Card does not offer pre-approval through its website, so anyone interested in applying for Revvi Card will have to do so without the benefit of checking for pre-approval beforehand. However, if you received an invitation offer for Revvi Card, you can enter your offer code on the website.
You can, however, use WalletHub's CardAdvisor tool. Just answer a few general questions, and CardAdvisor will recommend some credit card offers...
The Revvi Card is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved for the Revvi Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Revvi Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment...
You cannot get a virtual credit card number for your Revvi Card through MRV Banks because it does not offer this service. You can, however, get a virtual card number for your Revvi Card card through Click to Pay instead.
Key Things to Know About Using Click to Pay
How to enroll: To enroll in Click to Pay with a Revvi Card, go to the Click to Pay website and click the “Enroll now” button....
You can request a Revvi Card credit limit increase by calling customer service at 1 (800) 845-4804. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Revvi has on file. Revvi will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
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