Ramses Delgado, Banking Moderator
@ramses_delgado1
To overdraft your NetSpend® Visa® Prepaid Card at an ATM, it is necessary to first enroll in Netspend's Overdraft Service. Upon enrollment, a fee of $20 will be charged for each transaction that causes your account to be overdrawn by more than $10. To qualify for the overdraft service, you must meet the following criteria:
- Be a Netspend All-Access Account customer.
- Maintain at least one direct deposit of $200 or more every 30 days.
- Agree to the terms and conditions outlined in the Overdraft Service.
Once successfully enrolled, you gain the ability to overdraft your Netspend card at an ATM, subject to the specified fee structure and conditions.
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